Senior Mortgage Specialist
UAE/Dubai
Listed on 2026-11-01
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Finance & Banking
Banking & Finance, Mortgage Loan Originator / Advisor, Banking Operations, Loan Servicing
Work Arrangement: 100% Remote — Work From Home
Level: Senior
About the RoleJob Title:
Senior Mortgage Specialist
Location: United Arab Emirates (Remote)
Employment Type: Full-Time
Work Arrangement: 100% Remote — Work From Home
Level: Senior
About the RoleWe are seeking an experienced Senior Mortgage Specialist to provide expert support for mortgage applications, loan assessments, financing documentation, and mortgage portfolio coordination. The successful candidate will guide applicants through the mortgage process, review financial documentation, assess eligibility against established lending criteria, and coordinate with lenders, brokers, legal teams, and property professionals.
This role is designed for fully remote work, with responsibilities focused on digital application processing, financial document review, client communication, mortgage product analysis, and compliance monitoring. All activities must be conducted within the applicable regulatory framework and the individual's authorized professional scope.
Key Responsibilities- Manage mortgage applications from initial inquiry through documentation review, underwriting coordination, approval tracking, and completion support.
- Review applicants' income statements, bank statements, credit information, employment records, liabilities, and other supporting financial documents.
- Assess preliminary borrower eligibility against lender criteria, affordability requirements, debt obligations, and loan-to-value parameters.
- Explain available mortgage products, interest or profit rate structures, repayment terms, fees, and associated conditions to prospective borrowers.
- Coordinate remotely with banks, mortgage lenders, brokers, valuers, legal representatives, and property transaction teams.
- Verify the completeness and consistency of application documentation and follow up on missing or outdated information.
- Monitor application progress, identify processing delays, and coordinate timely resolution of outstanding requirements.
- Support mortgage risk assessment by identifying inconsistencies, affordability concerns, documentation gaps, and potential compliance issues.
- Maintain accurate digital records of applications, client communications, approvals, conditions, and follow-up actions.
- Prepare mortgage pipeline reports, application status updates, performance summaries, and management dashboards.
- Keep informed about mortgage market developments, lending criteria, financing products, and relevant regulatory changes.
- Ensure client information is handled securely and in accordance with applicable privacy, data protection, anti-money laundering, and know-your-customer requirements.
- Support process improvement initiatives to enhance application turnaround times, client experience, and documentation quality.
- Provide guidance to junior mortgage specialists and help maintain consistent service standards across the mortgage processing team.
- Bachelor's degree in Finance, Banking, Business Administration, Accounting, Economics, or a related discipline.
- Significant experience in mortgage lending, home financing, retail banking, mortgage brokerage, or loan processing.
- Strong understanding of mortgage products, borrower affordability, credit assessment, loan-to-value ratios, repayment structures, and lending documentation.
- Familiarity with UAE mortgage practices, lender requirements, and applicable financial services regulations.
- Experience reviewing financial documents and coordinating mortgage applications through multiple processing stages.
- Knowledge of customer due diligence, know-your-customer (KYC) procedures, anti-money laundering (AML) controls, and data privacy requirements.
- Proficiency in Microsoft Excel, customer relationship management (CRM)…
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