Retirement Advisor

Thrive Retirement Specialists is an advisor-owned, Registered Investment Advisor focused exclusively on retirement planning. We serve HNW individual clients virtually and provide comprehensive retirement income planning, risk management, tax planning, and investment management for households with more than $2 million in assets. Our client service model encourages an extended long-term relationship. We serve clients through the transition into retirement and throughout the 20 to 30+ year retirement journey that follows.

Every client pays the exact same $3,000 quarterly flat fee, allowing our advisors to focus on delivering thoughtful, client-first advice free from conflict of interest. All clients are of equal importance and receive the same great level of service.

Where else can you form approximately 80 retirement planning-focused client relationships from scratch that you get to serve over the remainder of your career. We estimate it will take approximately seven to ten years to onboard 80 new client relationships, after which time you will be eligible for partnership and profit sharing.

We have intentionally built our firm and client service model so that our employees and future partners can thrive right alongside our clients. First, Thrive offers the independence and autonomy an experienced advisor values, along with the resources, collaboration, and support you require. Second, you will have the opportunity to help shape our young firm in terms of our client experience, processes, and future direction.

Lastly, bunched “surge” review meetings in the Spring and Fall combined with virtual client servicing allows our advisors a lot of flexibility to vacation and work from anywhere in the world  suits/ties, no commute, and a flexible work schedule under your control.

We offer a transparent compensation plan with a highly competitive base salary, raises and partnership eligibility tied directly to new client onboarding, milestone bonuses, unlimited PTO, and more.

The Retirement Advisor is our most senior, client-facing advisory role.

• Build and lead a client base of up to 80 retirement-planning households, owning each relationship from firm-provided lead through planning, implementation, and semiannual reviews.
• Serve as clients’ primary advisor throughout retirement, earning their trust through proactive planning, clear communication, and responsive service.
• Deliver comprehensive retirement income planning, risk management, tax planning, and investment management, taking ownership of the quality of advice and client outcomes.
• Maintain clients’ low-cost, passive ETF model portfolios and income ladders, placing trades at Schwab as needed.
• Exercise independent professional judgment and problem solving while solving complex planning challenges.
• Operate effectively under meaningful autonomy while contributing positively to a collaborative and collegial team.
• Maintain the technical knowledge and professional standards expected of a retirement-planning specialist, with intellectual curiosity, a client-first mindset, and attention to detail.
• Help shape Thrive’s client experience, planning processes, and team culture as the firm grows.

• CFP® professional with at least 10 years of professional work experience (at least 5 years in personal financial planning).
• Strong working knowledge of retirement income planning, risk management, tax planning, and investment management.
• Demonstrated experience serving as the lead advisor for client households.
• Proven ability to develop, deepen, and retain long-term client relationships.
• Commitment to gaining and maintaining the knowledge required to serve as a…