Remote Finance Lead​/CFO

Job Title:
Remote Finance Lead/CFO (100% Work From Home)

Location: Remote from Latin America

Position Type: Full-time

Salary
: $4,500 - $6,000 USD/month depending on experience

Schedule: Monday – Friday, requiring a minimum of 4 hours daily overlap with US Eastern Time / ET business hours for scheduled lender and video meetings

Our Client is a growing, owner-led, privately held U.S. enterprise anchored by a national wholesale furniture distribution business with significant international import operations, alongside real estate holdings and an investment portfolio. Combining multi-entity operations, international trade logistics, and commercial asset management, our client is expanding its financial leadership to scale capital management, banking relationships, and operational analytics. Built on a culture of financial transparency, rigorous modeling, high ownership, and strategic process automation, our client provides a dynamic remote workspace where executive financial leadership directly shapes company capitalization, inventory profitability, and multi-entity growth.

Our Client is seeking a hands-on, strategic Remote Full-Time Finance Lead / CFO to serve as the owner's primary financial partner across the entire enterprise. Reporting directly to business ownership, this position transitions raw accounting data produced by in-house bookkeepers into 13-week rolling cash flow forecasts, 12–24 month financial models, landed-cost margin analytics, and consolidated multi-entity performance reports. Additionally, this role will supervise accounting staff, optimize Odoo V19 and Quick Books workflows, integrate AI automation, and co-lead commercial banking relationships, credit line renewals, and covenant reporting.

• Builds and maintains a rolling 13-week cash flow forecast and a comprehensive 12–24 month financial model for strategic planning.
• Models complex cash patterns across distinct operating units, accounting for wholesale working-capital cycles, import freight and duty/tariff timing, and real estate cash needs.
• Performs monthly forecast-versus-actual variance analyses and presents findings directly to ownership.
• Develops dynamic scenario models evaluating the cash and working-capital impacts of changing sales volumes, inventory procurement plans, and capital allocation options.

• Partners with ownership to manage U.S. commercial banking and lending relationships, preparing credit packages and participating in lender meetings via video.
• Supports negotiations for lines of credit, debt renewals, interest terms, borrowing-base reporting, and financial covenants.
• Monitors debt compliance and ensures timely preparation of all banking and lender deliverables.

• Directly supervises in-house remote bookkeepers, establishing month-end close procedures, reviewing reconciliations, and enforcing accounting standards.
• Conducts landed-cost analyses, evaluates margins by product line, and analyzes inventory performance—including the cash flow impact of international shipping, tariffs, and customs duties.
• Oversees software utilization across Odoo V19 and Quick Books, expanding automation and AI tools to streamline financial reporting and operational workflows.
• Coordinates with external CPA firms for annual tax strategy, compliance filing, and financial reporting.

• Produces consolidated monthly financial packages across operating companies, real estate holdings (cash modeling and reporting focus), and investment portfolios.
• Delivers concise periodic summaries to ownership highlighting total…