Mortgage Consultant, Loans | Oconee

• Posted on November 4, 2026

Showing 1 location

Greensboro, GA 30642, USA

• On-site
• Full-Time
• Requisition #: MORTG
  003669

Mortgage Consultant
- Capital City Home Loans

Hours:
Mon
- Fri 40 Hours

General Summary

The Mortgage Consultant’s primary duty is to secure sales of Capital City Home Loans’ mortgage loan products and services by pro-actively marketing and promoting those products and services. In doing so, the Mortgage Consultant customarily and regularly works away from Capital City Home Loans’ office or his or her home office to meet with prospective customers and continually identify, develop and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.

A Mortgage Consultant's network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, who the Mortgage Loan Consultant meets with on regular basis, and is enhanced by the Mortgage Consultant's regularly attending and participating in business related development opportunities, community efforts to promote home ownership, and professional organizations.

The Mortgage Consultant represents the company in a professional and enthusiastic manner by providing an exceptional level of client service, supporting and adhering to our core values in all functions of the job responsibilities and interaction with internal and external clients. In doing so, the Mortgage Consultant responds to client inquiries and referrals in a timely manner. The Mortgage Consultant conducts interviews with prospective borrowers in order to analyze financial and credit data, determine client financing objectives, advise clients of product/pricing policies and guidelines, and gather any additional required information.

The Mortgage Consultant ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.

This position has direct responsibility for employment decisions.

In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required.

All associates at Capital City Bank, Capital City Wealth, and Capital City Home Loans have access to confidential client information and must practice discretion and ensure required confidentiality at all times.

Principal Duties and Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Markets and promotes Capital City Home Loans financial products to their business community including builders/developers, real estate brokers, financial institutions, friends, and family.
• Ensures exceptional client service experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners.
• Collects and analyses financial documentation from the borrower and advises the potential borrower of their lending options.
• Recommends the appropriate loan program based on the borrowers needs and financial circumstances including credit history, assets, debts, investments, and amount of the loan.
• Ensures loan application is complete, legible, signed and detailed prior to submission.
• Collects supporting loan documentation as required and provide complete package to Processer.
• Obtain the Capital City Home Loans’ Float/Lock Letter at the time of the loan application with the float or lock portion completed.
• Locks the loan with secondary marketing via the lock desk and responds timely to…