Data Analyst, Credit Analytics

Employer Industry: AI Lending Marketplace

• Competitive compensation package including base salary, bonuses, and equity
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions
• 401(k) plan with 100% company match up to $4,500 and immediate vesting
• Generous holiday, vacation, sick leave, and supportive parental and military leave programs
• Flexible remote work opportunity with the option to collaborate in-person periodically
• Engaging social activities and employee resource groups fostering community and collaboration

• Collaborate with Data Analytics, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives
• Influence decisions and identify opportunities within Upstart’s credit platform through in-depth analytics
• Lead and develop analytics on underwriting decisions, credit monitoring, and valuation modeling
• Build foundational forecast models, data pipelines, and automated reporting for credit intelligence
• Mentor junior team members on best practices in data, credit, and analytics

• Minimum of 6 years of professional experience in technology and financial industries
• Expertise in credit analytics and quantitative financial model development using Python, R, and SQL
• Experience in data modeling and decision-making supported by large datasets with tools like Databricks and Snowflake
• Degree in Economics, Statistics, Engineering, Data Science, or other quantitative fields
• Strong analytical skills with the ability to craft narratives around complex business topics

• Ability to work collaboratively with cross-functional teams, especially in Finance, Product, and ML
• Experience in consumer lending strategy or investment in consumer credit capital markets
• Proficiency in creating executive-ready narratives using visualization tools like Tableau or PowerBI
• Experience coaching and mentoring junior team members on technical subjects