Director,Technology Job Toronto Ontario Canada,IT/Tech

Position: Director, Payments Technology

Our Story &

Purpose:

We’re Vancity, a member-owned credit union built on the principles of inclusion and social justice. Since 1946, our relentless commitment to these values has helped us challenge the status quo and break down barriers. We’ve made bold commitments to become net-zero by 2040 across all mortgages and loans, and we’re actively pursuing strategies in Indigenous banking and financial resilience for our members.

As the largest private sector Living Wage Employer in Canada, we’re proud to be consistently recognized as one of the country’s Top Employers. If you’re ready to join our team of 2,300 diverse individuals, access competitive rewards and benefits, and be part of a greater movement - apply today!

Your Role in Supporting Our Members:

We are seeking a Director, Payments Technology, to lead the strategy, design, and delivery of Vancity’s end-to-end payments ecosystem. This is a senior hands-on technology leadership role accountable for modernizing payment rails across retail, SMB, and commercial members, strengthening fraud technology platforms, and ensuring compliance with Payments Canada and Interac modernization mandates, while working closely with business partners to translate strategy into scalable, secure, and resilient technology solutions.

This role will lead Vancity’s transition from legacy Interac e-Transfer implementations to RTR connectivity, working with Payments Canada and industry partners to embed evolving mandates into a multi-year technology roadmap. A core component of this mandate is building and evolving a robust fraud engine that enables real time detection, proactive prevention, and secure by design payment experiences that reinforce member trust across all channels.

This is a Full‑time, Permanent role based and will report directly to the VP, Digital and Technology Platforms
. Our head office is based in Vancouver, but we are open to candidates in BC and Ontario. While this position is for an existing vacancy and provides a remote work arrangement, you will be expected to be on‑site for events and business demands.

How You'll Make an Impact:

Defining and executing the enterprise payments and fraud technology roadmap across Interac, RTR, ANR, EFT/ACSS, Lynx, and related Payments Canada initiatives

Engaging with Payments Canada to translate mandates, rule changes, and modernization milestones into executable delivery plans

Modernizing payment rails supporting retail, SMB, and commercial members including Interac (v3.x through v3.7), EFT, RTR, card networks, and SWIFT

Delivering RTR connectivity including real time routing, clearing, and settlement capabilities

Owning the evolution of the enterprise fraud engine including real time scoring, decisioning platforms, transaction monitoring, and case management

Ensuring fraud controls are embedded directly into payment journeys to prevent losses while preserving seamless member experience and trust

Ensuring tight integration across payment flows, fraud platforms, core banking systems, and digital channels

Partnering with architecture to define target state payments and fraud platforms aligned with cloud strategy and core modernization

Leading cross functional teams delivering complex payments and fraud modernization initiatives

What You’ll Bring to the Team:

10+ years of experience in financial services technology with deep expertise in payment rails and fraud systems

Hands-on experience delivering Interac e-Transfer, RTR, ANR, EFT/ACSS, and related national payment rails

Demonstrated experience designing and operating enterprise fraud engines, real time decisioning systems, and secure transaction platforms

Strong knowledge of Payments Canada modernization programs including RTR, Lynx, ACSS, and ISO 20022

Experience embedding fraud by design into digital and payment experiences to strengthen member trust and reduce losses

Proven experience translating regulatory and business requirements into executable payments and fraud technology roadmaps

You’ll Thrive Here If You Are:

A strategic and hands-on technology leader – Moving comfortably between setting an enterprise payments and fraud roadmap and diving into technical details across…

Director, Technology