Legal Senior Product Specialist - Remote

Crum & Forster Company Overview

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization.

For more information about Crum & Forster, please visit our website:

Senior Product Specialist

As part of the Legal/Product Management team, you will collaborate with all stakeholders by engaging perspectives, influences, and partnerships within the team, the division, the company, and with our policyholders and business partners. You will:

• Act as member of the product development “service window” team to assist applicable business segments in developing new and revised products in a timely fashion for the Construction and Commercial Auto industries;
• Conduct customer engagements that will ensure new product solutions are solving market challenges; and
• Facilitate legal, underwriting and claims review of product changes and enhancements.

What you will do:

Admitted & Non-admitted Business

• Develop and maintain companies’ coverage forms, endorsements, and rules for proprietary and bureau-based commercial insurance products.
• Manage complex product development projects for all lines of business and products (admitted and non-admitted) and collaborate with Underwriting, Claims, Legal, Actuarial, and Regulatory members to produce final, high quality insurance products.
• Draft manuscript endorsements, as requested by underwriting segments that provide needed coverage changes while maintaining the integrity of the policy structure.
• Keep abreast of bureau circulars for all applicable lines of business.
• Collaborate with the Regulatory Compliance team to assess and implement revisions to proprietary products or exceptions to bureaus’ products in response to regulatory changes or requirements. Provide guidance to field staff regarding products and new or revised regulatory requirements.

Responsibilities – Applicable Line(s) of Business

• Complete required checklists for form and rule filings and provide certification attestations for forms’ compliance, where necessary.
• Complete Flesch Test scoring and revise policy forms, as necessary.
• Provide complete filing package in an organized, well-written manner.
• Provide prompt and well-written responses to state insurance departments’ interrogatories.

What you will bring to C&F:

• Bachelor’s Degree.
• CPCU designation or other related course work, or actively pursuing such is preferred.
• Extensive knowledge of primary and surplus lines insurance products.
• Minimum of 3+ years’ insurance product development or underwriting experience in the Construction and Commercial Auto industries, including demonstrated expertise in the review and drafting of insurance policy forms.
• Excellent development and analysis of policy forms is required.
• Proven research and analytical skills.
• Knowledge of ISO and AAIS products is a must.
• Knowledge of ISO form structure and grammar rules is highly preferred.
• Knowledge in the Construction and Sharing Economy (Commercial Auto) industries is highly preferred.
• Knowledge of SERFF / I-FILE is highly preferred.
• Outstanding written and verbal communication skills.
• Strong organizational and interpersonal skills.
• Pro‑active problem solver.
• High degree of accuracy and attention to detail in a fast‑paced environment.
• Comfortable presenting at company/industry events.
• Experience in building great internal or external customer relationships that focus on gaining actionable insights and forming collaborative…