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Senior Underwriter, Commercial

Remote / Online - Candidates ideally in
Las Cruces, Dona Ana County, New Mexico, 88005, USA
Listing for: Liberty Mutual Insurance
Remote/Work from Home position
Listed on 2025-12-03
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst
Salary/Wage Range or Industry Benchmark: 66000 USD Yearly USD 66000.00 YEAR
Job Description & How to Apply Below
Position: Senior Underwriter, Small Commercial

Liberty Mutual Insurance provided pay range

This range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$66,000.00/yr - $/yr

Job Description

This is a remote position with occasional travel to the Mountain region for in-person agency visits. Ideal candidates will live and work remotely in AZ, UT, CO, NM, NV, WY or surrounding states. This is a ranged posting. The level offered will be based on candidate experience at the manager's discretion.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Small Commercial Underwriter in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

We encourage you to apply and bring your expertise if you’re a:

  • Strategic Account Manager:
    Write new accounts with premiums of $100,000 and below, grow agent and broker relationships, and pursue renewals.
  • Problem solver:
    Crunch numbers and review data to determine risk selection, premiums, policies and conditions, and identify opportunities for improved growth, profit and diversification.
  • Clear communicator:
    Maintain and nurture successful relationships with agents and brokers, present proposals, negotiate deals and obtain approvals.
  • Collaborative teammate:
    Mentor underwriters in both a technical and professional capacity, share best practices and identify opportunities for continuous improvement.
  • Conscientious professional:
    Ensure paperwork completion, document account reviews, state-compliant sign-offs and referrals, letters of authority, and follow underwriting guidelines.
Experience
  • 3‑5+ years of commercial lines underwriting experience.
  • Experience with multi‑line insurance products.
Skills
  • Analytical, problem‑solving capabilities.
  • Strong territory management skills.
  • Excellent communication skills.
  • Ability to build rewarding relationships with agents, brokers, peer underwriters, underwriting assistants and junior underwriters.
Knowledge
  • Command of insurance finance and actuarial concepts.
  • Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing, marketplaces and regulatory issues in relevant territories.
  • Understanding of contract language, including regulatory and policy differences among applicable states.
  • Familiarity with continuous improvement processes and tools.
Education
  • A bachelor’s degree in a related field.
  • Chartered Property Casual Underwriter or other professional insurance designation preferred.
About Us

Pay Philosophy:
The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities and a host of opportunities provided through our Employee Resource Groups.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit:

EEO Statement

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices
  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco
Seniorities and

Employment Type

Seniority level:
Not Applicable

Employment type:

Full‑time

Job function:
Finance | Industries:
Insurance

Hiring Notes

Referrals increase your chances of interviewing at Liberty Mutual Insurance by 2x.

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Position Requirements
10+ Years work experience
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