Senior Underwriter, Commercial

Senior Underwriter, Small Commercial – Liberty Mutual Insurance

Join to apply for the Senior Underwriter, Small Commercial role at Liberty Mutual Insurance.

6 days ago – Be among the first 25 applicants.

Base pay range: $66,000.00 – $ per year. (Actual pay will be based on your skills and experience – talk with your recruiter to learn more.)

This is a remote position with occasional travel to the Mountain region for in-person agency visits. Ideal candidates will live and work remotely in AZ, UT, CO, NM, NV, WY or surrounding states. The level offered will be based on candidate experience at manager discretion.

Great underwriters balance data analytics with human intuition. If you like quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, consider joining the underwriting department at Liberty Mutual. As a Small Commercial Underwriter in property casualty insurance, you’ll develop, grow, and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

• Strategic Account Manager:
  Write new accounts with premiums of $100,000 and below, grow successful agent and broker relationships, and pursue renewals.
• Problem solver:
  Crunch numbers and review data to determine risk selection, premiums, policies, and conditions, and identify opportunities for improved growth, profit, and diversification.
• Clear communicator:
  Maintain and nurture relationships with agents and brokers, present proposals, negotiate deals and obtain approvals.
• Collaborative teammate:
  Mentor underwriters in both a technical and professional capacity, share best practices, and identify opportunities for continuous improvement.
• Conscientious professional:
  Document account reviews, state‑compliant sign‑offs and referrals, letters of authority, and follow underwriting guidelines.

Experience

• 3‑5+ years of commercial lines underwriting experience.
• Experience with multi‑line insurance products.

Skills

• Analytical, problem‑solving capabilities.
• Strong territory management skills.
• Excellent communication skills.
• Aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters.

Knowledge

• Command of insurance finance and actuarial concepts.
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing, marketplaces, and regulatory issues in relevant territories.
• Understanding of contract language, including regulatory and policy differences among applicable states.
• Familiarity with continuous improvement processes and tools.

Education

• A bachelor’s degree in a related field.
• Chartered Property Casual Underwriter or other professional insurance designation preferred.

Liberty Mutual’s pay philosophy reflects the competitive labor market value for employees in these positions across the national market. Some roles include a corresponding compensation plan that may feature commission or bonus earnings. We create a workplace where everyone feels valued, supported, and can thrive. Our culture welcomes diverse perspectives and experiences, with inclusion embedded in every aspect. We offer comprehensive benefits, workplace flexibility, professional development opportunities, and Employee Resource Groups.

Each employee plays a role in creating an inclusive culture that supports every individual to do their best work.

To learn more about our benefits, visit

Liberty Mutual is an equal‑opportunity employer. We do not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or any basis prohibited by federal, state or local law.

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco

Not Applicable

Full‑time

Finance

Insurance