Senior Underwriter, Commercial

Senior Underwriter, Small Commercial – Liberty Mutual Insurance

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Liberty Mutual Insurance provided pay range:
Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range $66,000.00/yr - $/yr

This is a remote position with occasional travel to the Mountain region for in‑person agency visits. Ideal candidate will live and work remotely in AZ, UT, CO, NM, NV, WY or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual.

As a Small Commercial Underwriter in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

We encourage you to apply and bring your expertise if you’re a:

• Strategic Account Manager: Write new accounts with premiums of $100,000 and below, grow successful agent and broker relationships and pursue renewals.
• Problem Solver: Crunch the numbers, review data to determine risk selection, premiums, policies and conditions, and identify opportunities for improved growth, profit and diversification.
• Clear Communicator: Maintain and nurture successful relationships with agents and brokers, present proposals, negotiate deals and obtain approvals.
• Collaborative Teammate: Mentor underwriters in both a technical and professional capacity, share best practices and identify opportunities for continuous improvement.
• Conscientious Professional: Document account reviews, state‑compliant sign‑offs and referrals, letters of authority and follow underwriting guidelines.

Qualifications

Experience

• 3-5+ years of commercial lines underwriting experience
• Experience with multi‑line insurance products

Skills

• Analytical, problem‑solving capabilities
• Strong territory management skills
• Excellent communication skills
• An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants and junior underwriters

Knowledge

• Command of insurance finance and actuarial concepts
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, and regulatory issues in relevant territories
• Understanding of contract language, including regulatory and policy differences among applicable states
• Familiarity with continuous improvement processes and tools

Education

• A bachelor’s degree in a related field
• Chartered Property Casual Underwriter or other professional insurance designation preferred

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role.

Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities and a host of opportunities provided through our Employee Resource Groups.

Each employee…