Senior Underwriter, Commercial

Senior Underwriter, Small Commercial

Join to apply for the Senior Underwriter, Small Commercial role at Liberty Mutual Insurance.

$66,000.00/yr - $/yr (base pay). The range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience—talk with your recruiter to learn more.

This is a remote position with occasional travel to the Mountain region for in‑person agency visits. Ideal candidate will live and work remotely in AZ, UT, CO, NM, NV, WY or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual.

As a Small Commercial Underwriter in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

• Strategic Account Manager:
  Ensure a profitable book of Property and Casualty insurance by writing new accounts with premiums of $100,000 and below, growing successful agent and broker relationships and pursuing renewals.
• Problem Solver:
  Crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification.
• Clear Communicator:
  Maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals.
• Collaborative Teammate:
  Contribute to overall team success, mentor underwriters in both a technical and professional capacity, sharing best practices and identifying opportunities for continuous improvement.
• Conscientious Professional:
  Document account reviews, state‑compliant sign‑offs and referrals, letters of authority and follow underwriting guidelines until paperwork is complete.

• 3‑5+ years of commercial lines underwriting experience.
• Experience with multi‑line insurance products.

• Analytical, problem‑solving capabilities.
• Strong territory management skills.
• Excellent communication skills.
• An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters.

• Command of insurance finance and actuarial concepts.
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories.
• Understanding of contract language, including regulatory and policy differences among applicable states.
• Familiarity with continuous improvement processes and tools.

• A bachelor’s degree in a related field.
• Chartered Property Casual Underwriter or other professional insurance designation preferred.

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions.

This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of…