Underwriter - Medical Professional Liability

Underwriter - Medical Professional Liability

An exciting opportunity exists to join the Pro Assurance family of companies! Our mission is powerful and simple:
We protect others. Choosing a place to apply your talents is an important decision for anyone. You have plenty of options. Why choose Pro Assurance? At Pro Assurance, we sell a pledge, and that pledge is delivered by our team members. We are seeking individuals who value integrity, leadership, relationships, and enthusiasm—and want to build their career with a great company where they can be their authentic self and feel valued, recognized, and rewarded for their contributions.

Pro Assurance specializes in healthcare professional liability, products liability for medical technology and life sciences, legal professional liability, and workers' compensation insurance. We are an industry-leading specialty insurer, with job opportunities in much of the contiguous United States.

This position supports our medical professional liability line of business. Preference is for this position to be based near our Mechanicsburg PA office (hybrid) or elsewhere in Pennsylvania (remote); however, we will also consider qualified candidates located elsewhere in the Northeast US (not limited to the states listed) for a remote work arrangement.

2+ years medical professional liability underwriting experience is required.

60% - Evaluate risk through the review of new and renewal business, determining risk acceptance, pricing terms, and conditions.

• Perform underwriting functions in accordance with established standards, guidelines, rates, and coverage forms filed and approved by law in the state of responsibility.
• Gather and analyze relevant financial data to identify and evaluate risk.
• Examine risk profile and loss history and take necessary steps to ensure that each risk is appropriately classified and priced.
• Create new and renewal business indications and quotes.
• Approve underwriting transactions and bind coverage within authority; provide analysis and file documentation to support decisions.
• Determine applicable surcharges, discounts, or credits.

15% - Participate in committee and department meetings. Prepare underwriting reports and reviews as requested by management.

10% - Work with internal sales and marketing to foster and maintain insured relationships, identify prospects, and other opportunities for business development.

5% - Request Risk Management referrals as indicated.

5% - Work with Underwriting Techs to foster efficient and accurate service to our agents and insureds.

5% - Some overnight travel required for meetings with insureds and to national trade shows or conferences.

Perform special projects as directed by management.

• Bachelor’s degree in risk management and insurance or another business field. Minimum of eight years insurance experience in lieu of degree.
• Minimum of two years of medical professional liability underwriting experience required.
• Completion or progress towards an insurance or professional liability designation (e.g., RPLU, CPCU, AINS) desired.
• Resident P&C insurance agents license may be required (can be obtained within one year from employment start date).
• Understanding of insurance and medical terminology and insurance and underwriting principles required.
• Proficiency with Microsoft Office Suite.
• Excellent organizational and interpersonal skills; ability to work well within a team environment.
• Self-motivated and able to accomplish multiple tasks in a timely manner.
• Accomplished written and verbal communication skills.
• Critical thinking/problem solving skills required.

Salary Range: $56,446.00 - $93,145.00. The salary range displayed represents the entirety of the pay grade for this position. Most candidates will start in the bottom half of the range. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have, your location and comparison to other team members already in this role.

We are committed to providing a dynamic and inclusive environment where everyone can do their best work and grow personally and professionally.

The position you applied to requires completion of two assessments prior to being scheduled to interview with a hiring manager. A Talent Acquisition team member may review your application and contact you before the assessment is complete. These assessments are Behavioral and Cognitive (internal candidates will only receive the Behavioral assessment), and each assessment takes less than 12 minutes to complete.

After submitting your application, you will receive two emails from The Predictive Index inviting you to complete each of these assessments (please check your SPAM or Junk email folder if you do not see these emails in your inbox).

Mid-Senior level

Full-time

Finance and Sales

Insurance