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Personal Lines Underwriter​/Broker

Remote / Online - Candidates ideally in
Lexington, Fayette County, Kentucky, 40598, USA
Listing for: Arthur J. Gallagher & Co. (AJG)
Full Time, Remote/Work from Home position
Listed on 2026-01-02
Job specializations:
  • Insurance
    Underwriter, Risk Manager/Analyst
Job Description & How to Apply Below

Introduction

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big‑picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top‑rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible.

Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way.

Overview

Risk Placement Services (RPS) is seeking a skilled and motivated Personal Lines Underwriter/Broker. This remote position requires a dynamic individual with strong analytical and decision‑making skills to manage a busy desk effectively. The underwriter will handle both new business and renewals within their assigned territory and will be responsible for developing and maintaining strong relationships with agents and brokers to ensure timely and efficient service.

How

you’ll make an impact
  • Underwrite and manage a portfolio of PL accounts.
  • Analyze and assess risk to make informed underwriting decisions that align with company guidelines and profitability targets.
  • Develop and maintain strong relationships with agents and brokers to facilitate effective communication and timely service delivery.
  • Handle both new business and renewal underwriting for assigned territory, ensuring a high level of customer satisfaction.
  • Utilize analytical skills to evaluate risk exposures and determine appropriate pricing and coverage terms.
  • Manage a busy desk efficiently, prioritizing tasks to meet deadlines and achieve business objectives.
  • Monitor and manage a portfolio of accounts to ensure profitability and compliance with underwriting guidelines.
  • Provide training and mentorship to junior underwriters or underwriting assistants, sharing knowledge and best practices.
  • Participate in professional development opportunities to stay current with industry developments and enhance underwriting skills.
  • Collaborate with internal teams to develop and implement underwriting strategies and initiatives.
  • Maintain proficiency in Microsoft Excel, PowerPoint, Teams, and Word; experience with Image Right is a plus.
About you
  • Bachelor’s degree in a related field or a minimum of 3 years of relevant underwriting experience.
  • Strong analytical and decision‑making skills with the ability to assess complex risk exposures.
  • Excellent communication and relationship‑building skills.
  • Ability to work independently in a remote setting while managing multiple priorities.
  • Proficiency in Microsoft Excel, PowerPoint, and Word; familiarity with Image Right is advantageous.
  • Willingness to travel as needed to meet business requirements.

#LI-KV1

Compensation and benefits

We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours.

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:

  • Medical/dental/vision plans, which start from day one!
  • Life and accident insurance
  • 401(k) and Roth options
  • Tax‑advantaged accounts (HSA, FSA)
  • Educational expense reimbursement
  • Paid parental leave

The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process.

Other benefits include:

  • Digital mental health services (Talkspace)
  • Flexible work hours (availability varies by office and job function)
  • Training programs
  • Gallagher Thrive program…
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