Property Claims Adjuster II; Rhode

Property Claims Adjuster II (Rhode Island)

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! Nationwide® "on your side" goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Territory: This role covers the state of Rhode Island, Southern Massachusetts, Eastern Connecticut and surrounding areas.

Ideal Candidate Locations: The ideal candidate will live in Rhode Island.

This is a work‑from‑home position with day travel to policy locations (on average 3‑4 days a week) via company vehicle (personal use, gas and maintenance included). Claims inspections will include onsite and virtual inspection. Depending on claim volume, this role may also support additional territories in a desk adjuster capacity. Occasional overnight travel may be required in this role.

Relocation assistance may be available for qualified candidates who reside more than 50 miles outside of the territory.

• 3‑5 years of insurance field/property claims handling or adjusting experience
• Solid experience/proficiency with Xactimate
• Solid experience writing own estimates and handling claims start to finish
• Construction background/experience – Residential, Roofing, Remodeling, Water mitigation, etc.
• Strong customer service competency
• Strong written & verbal communication skills

PLEASE NOTE that CAT duty is a requirement of this role.

Medical, Dental, Vision, 401k with company match, Company‑paid Pension plan, Paid time off and more!

No two property claims are ever the same and each customer has unique needs. Our team thrives on providing the very best service and building lasting, successful relationships with our customers. If you are confident, curious, driven to learn and grow, and have a desire to help people when they most need it, we want to know more about you!

• Handles all assigned claims promptly and effectively, with little to no direction and oversight. Makes decisions within delegated authority as outlined in company policies and procedures.
• Determines proper policy coverages and applies appropriate claims practices to resolve cases in alignment with company guidelines.
• Opens, closes and adjusts reserves according to company practices to ensure reserve adequacy. Adheres to file conferencing notification and authority procedures.
• Maintains current knowledge of insurance and applicable product/services, court decisions which may impact the claims function, current guidelines, and policy changes and modifications.
• Maintains current knowledge of local industry repair procedures and local market pricing.
• Submits severe incident reports, reinsurance reports and other information to claims management as needed.
• Partners with Special Investigations Unit and Subrogation to identify fraud and subrogation opportunities. Assists or prepares files for lawsuit, trial, or subrogation.
• Initiates and conducts follow‑ups through proficient use of claims and other related business systems.
• Delivers an outstanding customer service experience to all internal, external, current and prospective Nationwide customers.

May Perform Other Responsibilities As Assigned.

Reports to Claims Manager. Individual contributor role.

Undergraduate degree or equivalent experience.

State licensing where required. Successful completion of required applicable claims certification or training classes. Obtain Xactimate Level 1 certification within a year of start date. Obtain Xactimate Level 2 certification within two years of employment.

Three to five years of related property claims experience. Experience in a customer service environment, including flexible work schedules and extended work hours preferred.

General knowledge of insurance theory and practices, and contracts and their application. Property…