Health Insurance Policy Examiner

Life and Health Insurance Policy Examiner 1

Join to apply for the Life and Health Insurance Policy Examiner 1 role at Commonwealth of Pennsylvania.

Position Overview
Are you eager to use and grow your knowledge of life and health insurance principles and practices, including principles and practices of underwriting and the socio-economic influences of insurance? Join the Pennsylvania Insurance Department, Policy Review Division as a Life and Health Insurance Policy Examiner
1. This is your chance to help protect our state’s insurance consumers by reviewing various types of insurance policies and related forms to ensure compliance with statutory and regulatory requirements.

DESCRIPTION OF WORK
In this position, you will review and analyze filings of complex credit, accident and health, annuity and life insurance policies and related forms for compliance with statutory and regulatory requirements. Your responsibilities will involve collecting and analyzing information, approving forms that comply with statutory and regulatory requirements, and disapproving forms that do not comply. This includes writing and sending official objection letters stating in detail the reasons for objection.

We will also rely on you to communicate with companies, consultants, and legal counsel through correspondence, telephone, and meetings to discuss and resolve these objections, filing issues, and other related matters. A teamwork mindset is essential as you will also assist with training and cross training activities, the review of proposed changes to insurance laws and regulations, and the preparation of form review checklists to keep department work product efficient, effective, and consistent for the benefit of all insurance consumers in Pennsylvania.

Work Schedule and Additional Information

• Full-time employment
• Work hours are 8:00 AM to 4:30 PM, Monday - Friday, with a 60-minute lunch.
• Telework:
  You may have the opportunity to work from home (telework) part-time. In order to telework, you must have a securely configured high-speed internet connection and work from an approved location inside Pennsylvania. If you are unable to telework, you will have the option to report to the headquarters office in Harrisburg. The ability to telework is subject to change at any time.
  
  Additional details may be provided during the interview.
• Salary:
  In some cases, the starting salary may be non-negotiable.
• You will receive further communication regarding this position via email. Check your email, including spam/junk folders, for these notices.

Required Experience, Training & Eligibility

Minimum Experience and Training Requirements

• One year as a Financial Management Trainee, or an Administration and Management Trainee or in any other Trainee class which is Management related that involved insurance policy examination work (Commonwealth job titles or equivalent Federal Government job titles, as determined by the Office of Administration), including at least six months in the life and health insurance area;
• Three years of experience in life and/or accident and health insurance sales or underwriting, or in drafting or reviewing and examining life and/or accident and health insurance policies and forms, or in a closely-related area; and satisfactory completion of two years of business school or college;
• Any equivalent combination of experience and training which included at least one year of experience in life and/or accident and health insurance sales or underwriting, or in drafting or reviewing and examining life and/or accident and health insurance policies and forms;
• Designation as a Chartered Life Underwriter.

Other Requirements

• You must meet the PA residency requirement. For more information on ways to meet PA residency requirements, follow the link and click on Residency.
• You must be able to perform essential job functions.

How to Apply

• Resumes, cover letters, and similar documents will not be reviewed, and the information contained therein will not be considered for the purposes of determining your eligibility for the position. Information to support your eligibility for the position must be provided on the application (i.e., relevant,…