Sr. Life Insurance Underwriter; Remote

Sr. Life Insurance Underwriter (Remote) at Globe Life

Globe Life is committed to empowering our employees with support and opportunities at every stage of their career, fostering a caring and innovative culture striving to make tomorrow better.

Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters open to new opportunities. This role evaluates life insurance applications, makes critical decisions on risk selection, and determines whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you’ll implement underwriting policies and procedures to efficiently process new business while collaborating with other departments.

This is a remote / work‑from‑home position.

• Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition.
• Implement underwriting policies and procedures for new business processing and other department processes.
• Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines.
• Report and interpret MIB codes, and evaluate results of oral saliva tests and agent verification calls.
• Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results.
• Respond to customer inquiries regarding dispositions and evaluate health information received with add‑ons, modifications, and reinstatements.
• Act as the underwriting contact for top‑level Agents for information and escalated issues, handling sensitive cases and positive drug screens.
• Manage aging cases and referrals from other underwriters and screeners.
• Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management.

• Some college coursework;
  Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree.
• Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses.
• Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology.
• Minimum of 3 years’ experience in an Underwriter role or above.
• Daily application of critical thinking and complex problem‑solving skills.
• Strong verbal and written communication skills.
• Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus.

• Reliable and predictable attendance of your assigned shift.
• Ability to work full time and/or part time based on the position specifications.

• Competitive compensation designed to reflect your expertise and contribution.
• Comprehensive health, dental, and vision insurance plans because your well‑being is fundamental to your performance.
• Robust life insurance benefits and retirement plans, including company‑matched 401k and pension plan.
• Paid holidays and time off to support a healthy work‑life balance.
• Parental leave to help our employees welcome their new additions.
• Subsidized all‑in‑one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.
• Company‑paid counseling for assistance with mental health, stress management, and work‑life balance.
• Continued education reimbursement eligibility and company‑paid FLMI and ICA courses to grow your career.
• Discounted Texas Rangers tickets for a proud visit to Globe Life Field.

• Mid‑Senior level

• Full‑time

• Finance and Sales

• Insurance