Motor Trade Underwriter - New Business

Motor Trade Underwriter – Manchester or Birmingham

We have an exciting opportunity to join our Underwriting Team as a Motor Trade Underwriter!

At Covéa Insurance, we’re all about protecting what matters most – whether it’s your home, your car, or your business. With our award‑winning customer service and a wide range of insurance products, we’re here to make a real difference.

This is a hybrid position, combining the best of both worlds – working from home and spending time in our Birmingham, Manchester or Halifax office.

This is more than just a job – it’s a chance to grow, develop, and be part of something great.

• Build and maintain strong relationships with a defined group of brokers while developing new regional broker connections.
• Apply Covéa’s technical underwriting rates and criteria accurately across all risks, referring cases beyond authority to senior underwriters.
• Contribute to Covéa’s annual financial plan by managing renewals, mid‑term adjustments (MTAs), and handling new business enquiries.
• Deliver high‑quality service through efficient processing and administration of commercial combined renewals and MTAs.
• Uphold agreed service levels for internal and external customers while maintaining accurate audit trails in Covéa systems.
• Stay current on commercial property and liability markets, regional broking trends, and relevant legislation or litigation impacting underwriting.

• Strong knowledge of general insurance underwriting principles, with the ability to accurately process property‑biased risks and escalates when required.
• Proven experience in building and maintaining effective relationships with both internal teams and external brokers.
• Solid awareness of market trends, legal developments, and industry changes impacting commercial insurance.
• Excellent communication skills (written and oral), combined with strong problem‑solving abilities, prioritisation, and deadline management.
• High level of accuracy and attention to detail, supported by strong PC and systems proficiency; proactive and innovative in approach.
• Professionally qualified to A Level standard (minimum Grade C in Maths & English GCSE), with CII progression preferred.

Not sure if you tick every box? That’s okay! At Covéa we know that great people don’t always meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit, we’d love to hear from you – so go ahead and apply! We’re all about building a diverse, inclusive team where everyone can thrive.

• Flexible working – 36.25 hours a week with flexitime & hybrid options
• Annual pay review – plus performance bonuses (up to 30% depending on level)
• Generous holidays – 25–27 days + bank holidays, with buy/sell options
• Pension perks – 7.5% employer contribution, rising to 9% with your input
• A culture where everyone belongs – we’re committed to diversity, equity & inclusion, with real action, employee‑led community groups, and ongoing learning to make Covéa a place where everyone can thrive
• Mental & financial support – through our dedicated Wellbeing group
• Career growth – training, qualifications & apprenticeships to help you thrive
• Health & wellbeing – private medical cover, 24/7 Virtual GP, health checks, flu jabs & more
• Drive in style – Tusker Car Scheme with fully maintained insured vehicles
• Extra savings – gym discounts, Cycle to Work, and retail offers via Perkpal
• And much more!

Excited about this opportunity? So are we!