Sr. Underwriter, Commercial Lines, Lower Hudson Valley, NY remote

Current job opportunities are posted here as they become available.

Ideal candidate will reside in or in close proximity to the Lower Hudson Valley, NY. Travel requirements to be discussed during interview process but will be a minimum of 10%.

At Preferred, we understand the importance of holistic health. To meet the diverse needs of our employees, we offer a comprehensive set of benefits:

• Short-term disability, long-term disability, and life insurance coverage are provided at no cost
• Optional benefits include enhanced life insurance and critical illness plans
• 401k plan with an employer contribution that you will receive regardless of your own contribution to the plan
• Student Loan Repayment Assistance
• A short-term incentive plan for all employees

• Generous paid time off, offering of 25 days at hire (prorated based on start date for the first year)
• 7 days of paid sick leave
• 10 paid company holidays
• Personalized paid time off after 3 years!

• Access to 26 sessions with a Better Help therapist each year for you and up to 5 dependents, as well as access to all of Better Help’s group and digital resources
• Access to Family First, a team of care experts who can provide you and your loved ones 1:1 assistance with a variety of caregiving solutions, from elder care to legal and financial challenges, insurance and Medicare navigation, and more!

• Medical, dental, and vision coverage options begin on the first day of employment
• Health Savings Accounts (with a generous employer contribution!)

Senior Underwriters are responsible for driving profitable growth of the business unit by underwriting new/renewal policies within assigned authority, and building and maintaining strong agency relationships, partnering with agency staff and Field Agency Managers. The UW should work closely with the Underwriting Assistants and Business Services staff, following established workflows, to ensure all policies are underwritten in the most efficient and effective manner while meeting service standards and performance goals.

• Cultivate, review, and underwrite new and renewal policy accounts with assigned agents
• Ensure proper classification and pricing of individual risks, leveraging company models in addition to individual risk underwriting
• Perform selection or rejection of insurance risks in accordance with company standards and procedures as outlined in underwriting guidelines
• Apply sales and marketing techniques and efforts towards meeting Business Unit and agency goals
• Foster and maintain key Agency relationships within assigned Agency base
• Drive sales/growth within assigned Agency base, meeting production, retention, rate and profitability goals within the territory
• Maintain external visibility with agency partners via a combination of in-person travel, virtual meetings and proactive phone/email communications
• Demonstrate technical expertise in product offerings, forms, policy language, (including competitor offerings) etc.
• Assist in the development and delivery of training to departmental peers in a mentoring capacity
• Provide insight to Product Team to help with prioritization and delivery of key products
• Provide insight to Actuarial Team to aide in setting product pricing/rate setting
• Actively contribute to agency reviews including development of agency financial plans and development of tactics to achieve them
• Drive maintenance and updating of departmental procedures
• Leveraging portfolio management tools and techniques, enhance self and team’s overall knowledge and expertise of the book of business.
• Creatively identify additional sources for sales growth (book rolls, etc.) based on competitive intelligence and agency management
• Agency Management:
  Work with Field Agency Managers to recognize and analyze agency performance, working with management to make appropriate adjustments to drive increased growth and/or profitability.

• Technical Underwriting
• Interpersonal effectiveness
• Leadership impact
• Business management skills
• Personal effectiveness

• High School Diploma or equivalent Required
• Bachelor’s Degree Preferred
• 3-6+ years of experience in P&C…