Senior Schemes Underwriter

Location: Rhondda

## Senior Schemes Underwriter Apply locations:
Halifax:
London:
Bristol:
Birmingham:
Reading time type:
Full time posted on:
Posted 4 Days Agojob requisition :
R2450
** Senior Schemes Underwriter**  **£39,395 (DOE)
**** Hybrid** – a mix of home working and time in one of our offices across the UKWe have an exciting opportunity to join us at
** Covéa Insurance**, where you’ll be part of an inclusive and supportive organisation that puts people first, both our customers and our colleagues.

At Covéa, we know there’s no one‐size‐fits‐all way of working. We actively support
** flexible hours, part**‐
** time options and different working patterns**, and we encourage open conversations about what works best for you and your life.
** Who we are
- ** At Covéa Insurance, our purpose is simple:
** to protect what matters most** – whether that’s our customers’ homes, cars or businesses.

We’re proud of our
** award**‐
** winning culture
** and strong values, creating an environment where everyone feels respected, supported and able to thrive, with opportunities for all to grow and develop. Our culture and communities, including our employee‐led networks groups, help drive positive change and ensure everyone feels they belong and can be themselves.
** The Team -*
* ** Join the Commercial Schemes team that specialises exclusively in schemes underwriting - offering expert insight, consistent decisions and a reliable 24‐hour SLA for all referrals.
** What you can expect in this role
*** Underwrite referrals from commercial scheme brokers in line with Covéa’s strategy, appetite and authority limits, acting as a referral point for scheme team members.
* Maintain an in‐depth understanding of a panel of scheme brokers and their homogenous products, taking a strategic/portfolio view to support delivery of underwriting targets.
* Build and maintain strong, mutually beneficial relationships with broker partners and internal stakeholders, conducting regular broker review meetings and supporting scheme broker audits.
* Identify, document and report underwriting and pricing trends to the Schemes Team and Technical Manager, producing and analysing MI for the broker panel.
* Contribute to key projects such as large loss reviews, breach reports, flood scrutiny, and updating scheme documentation including underwriting guides, wordings and associated materials.
* Maintain high service levels for internal and external customers, ensuring accurate audit trails within Covéa systems, and reporting to the Schemes Team and Technical Manager.
** What you might bring
*** Strong underwriting capability across property, liability, and trades/professions, with solid knowledge of UK commercial markets, general insurance practices, and industry/legal developments.
* Effective communicator with excellent verbal/written skills, strong telephone manner, and the ability to build trading relationships and deliver professional customer service.
* Team‐oriented and independent, able to work well both individually and collaboratively in a fast‐paced environment to meet targets.
* Highly organised and detail‐focused, with strong time‐management, prioritisation, and workflow‐management skills, plus a proactive approach to problem‐solving.
* Motivated, ambitious, and resilient, with a positive attitude and willingness to learn, develop, and grow.
* Meets qualification requirements: 4+ GCSEs (incl. Maths & English), 3+ A‐levels at grade C+ (or equivalent), and ideally Dip CII.
** Not sure you tick every box? That’s okay.
** We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply
-even if you don’t meet every requirement.
** Why join Covéa?
** Because we believe great work happens when people are trusted, supported and able to work in ways that suit their lives.
* ** Flexibility that truly works for you** – 36.25 hours per week, flexitime, and hybrid options as standard. Whether you’re balancing family life, caring responsibilities, study, or simply work best at different times, we’re open to finding a pattern that works
* ** Reward that reflects your contribution** –…