Lead Technical Underwriter Property – Home Based

Lead Technical Underwriter Property – Home Based

Lead Technical Underwriter
Salary – Dependent on Experience

Primarily remote – with occasional visits to our London/Reading/Manchester/Halifax offices as needed

At Covéa Insurance, we’re here to help protect people against the worst happening and put it right if it does.

The Opportunity/Team

We’re looking for a Lead Technical Underwriter (Property) to join our Central Underwriting team where you’ll play an important role in shaping our commercial underwriting approach, supporting sustainable growth in the Technical Underwriting Discipline, and continually evolving how we work together across underwriting and governance.

We know our people are our greatest strength, and we’re committed to creating an inclusive environment where everyone can thrive and grow. You’ll contribute to building technical underwriting expertise across the business, sharing knowledge and supporting the development of others.

Focusing on Commercial Property, you’ll help set direction, support complex decision-making, and provide expert guidance—while keeping a close eye on performance and outcomes.

What you can expect in this role

• You’ll play a key role in the development of technical strategy, underwriting guidelines and frameworks for the property portfolio
• You’ll work closely with the underwriting community, helping to provide underwriting and technical guidance to support the businesses continued development
• You’ll contribute to the research, and agreement, of pricing, underwriting criteria and changes to Covéa’s products, focusing on quality, collaboration and continuous improvement
• You’ll have opportunities to learn, develop and grow within the role, supporting and deputising for senior colleagues and management, as well as playing an active role in training and mentoring underwriters.

What you might bring

• Experience in, or a strong interest in, Commercial Property Underwriting, with exposure to technical underwriting or portfolio management within a commercial insurance environment
• Skills in technical underwriting, with the ability to assess complex property risks, guide underwriting strategy, and influence portfolio performance
• Excellent interpersonal, literacy and numeracy skills with the ability to work collaboratively with others and communicate effectively
• An organised, thoughtful way of working
• A commitment to delivering great outcomes for customers and colleagues

Not sure you tick every box? That’s okay. We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply – even if you don’t meet every requirement.

• Standing Shoulder to Shoulder – Sharing our successes and failures
• Make it Happen – Solving problems, being creative, taking ownership
• Understand you – About our customers, our partners, and our people
• Change the Game – Caring about the big and the little things

We’re committed to building a diverse and inclusive environment where everyone feels valued and supported.

• Remote Working
• Flexible hours and working patterns
• A genuine approach to work-life balance

• Flexibility that truly works for you – 36.25 hours per week, flexitime, and hybrid options as standard. Whether you’re balancing family life, caring responsibilities, study, or simply work best at different times, we’re open to finding a pattern that works
• Reward that reflects your contribution – annual pay review plus performance related bonus.
• Time to switch off and recharge – 25–27 days’ holiday plus bank holidays, with the option to buy or sell annual leave
• Investing in your future – a generous pension with 7.5% employer contribution as standard, which can be matched up to 12% with your input.
• Grow with us – access to training, professional qualifications and apprenticeships to support your development at every stage of your career.
• A culture where you belong – employee led communities, inclusive networks and meaningful DEI action, not just words
• Your wellbeing matters – private medical cover, 24/7 Virtual GP,…