Property & Casualty Underwriter: Existing Business

Property & Casualty Underwriter:
Existing Business

135498

Working hours: part‑time, job‑share or full‑time basis.

Location: Manchester, Hybrid

Closing date for applications: 5th August 2026

The opportunity:

We are currently seeking an experienced Property & Casualty (P&C) Underwriter to join our highly successful team in Manchester. In this role you will manage and develop an existing portfolio of business, ensuring long‑term profitability, retention and sustainable growth. Working closely with brokers and customers, you will deliver underwriting excellence, identify opportunities to strengthen relationships and provide tailored solutions that meet our customers’ needs.

As an experienced Existing Business P&C Underwriter, you will use your underwriting expertise and market knowledge to assess renewal and mid‑term business, make sound underwriting decisions and contribute to the continued success of our portfolio. Your expertise will help us deliver high‑quality insurance products and service while maintaining strong broker partnerships.

Many of our employees work flexibly in a variety of ways, including part‑time, flexible hours, job share, working from home or compressed hours. We want the best people for our roles and recognise that sometimes those people aren’t available full‑time. Please discuss any flexibility you may need during the interview.

Key responsibilities:

• Evaluate, underwrite and manage Existing Business P&C accounts, including renewals and mid‑term adjustments.
• Analyse risk exposure and determine appropriate coverage, pricing and underwriting terms.
• Identify opportunities to retain and grow profitable business within the existing portfolio.
• Collaborate with brokers and customers to gather relevant information, negotiate terms and deliver effective underwriting solutions.
• Maintain up‑to‑date knowledge of market trends, industry developments and regulatory changes.
• Build and maintain strong relationships with brokers and key stakeholders to support retention and portfolio growth.
• Monitor portfolio performance and take appropriate action to ensure underwriting profitability.
• Ensure compliance with company policies, underwriting guidelines and regulatory requirements.
• Deliver exceptional service to brokers and customers, supporting long‑term relationship management.

Your skills and experience:

• Proven experience as a Property & Casualty Underwriter, with a focus on existing business, renewals or portfolio management.
• Strong knowledge of insurance products, underwriting principles and risk assessment techniques.
• Excellent analytical, judgement and decision‑making skills.
• Strong communication, relationship‑building and negotiation abilities.
• Experience of managing broker relationships and delivering excellent customer outcomes.
• Ability to work independently and collaboratively within a team environment.
• Proficiency in insurance systems and Microsoft Office applications.
• Relevant professional qualifications (e.g., ACII) are preferred.
• A commercial mindset with a focus on portfolio performance, retention and profitable growth.

Benefits:

• 12% defined non‑contributory pension scheme.
• Annual company bonus.
• Income protection.
• Life cover – four times your salary.
• 28 days holiday a year plus bank holidays.
• Option to transfer UK bank holidays into days off that have cultural or religious significance.
• Option to buy up to 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks full pay for maternity, paternity and adoption leave.
• Access to private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to wellbeing partners and support.

EEO Statement:

We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic. As an inclusive employer we also want to ensure that all candidates feel comfortable and can perform at their best during the interview. You will have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.