Senior Cyber Development Underwriter SME

Job Title: (Senior) Cyber Development Underwriter - UK SME

Reporting to: UK SME Cyber Leader

Direct Reports: None

Location: TMHCC Manchester office

Position Type: Permanent

Hybrid Working: 4 days in the office (Manchester), 1 working from home

Standing still is not an option in the current world of Insurance. TMHCC are one of the world’s leading Specialty Insurers. With deep expertise in our chosen lines of business, our unparalleled track record and a solid balance sheet, TMHCC evaluates and manages risk like no one else in the industry. Looking beyond profit, empowering our people and delivering on our commitments are at the core of our customer values, and so is a desire to grow and provide creative and innovative solutions to our clients.

This role represents a great opportunity to start in a new team with exciting potential whilst also working alongside a large and well-established Professional Risks team in the UK and Cyber team in the US. The successful candidate will be provided with a structured development plan which will focus on the core capabilities of the role. There is an expectation of progression within this position as the team grows.

• Underwrite profitable cyber insurance risks for SME / Mid-Market business clients (risks up to £100m revenue), including all tasks associated with risk and coverage analysis such as pricing and contract negotiations and in line with our underwriting strategy and guidelines.
• Deliver great service to brokers. Supporting the development of the Cyber product and proposition in the UK through broker engagement, both virtually and in-person.
• Identify new opportunities to expand through pro‑active business development and building strong relationships with Brokers. This involves physical visitation to brokers, analysis of broker production, and delivering benchmarks and metrics to broker partners.
• Promote TMHCCI’s cyber capabilities in client and broker meetings, conferences and market events and establishing TMHCCI as a reliable, responsible and knowledgeable partner.
• Write new business, renewals, (both open market & online referrals) as well as also supporting the Professional Risks Underwriters with Cyber policies and opportunities.

• Extensive experience of underwriting Cyber business, either standalone Cyber or alongside PI.
• Demonstrated business development skills as well as technical underwriting knowledge.
• Ability to build and maintain relationships with clients, brokers and internal stakeholders.
• High degree of self‑motivation and ability to work independently as well as collaboratively with the wider team.
• Excellent written and oral communication skills.
• Excellent negotiation and relationship skills.
• High degree of accuracy and diligence.

• ACII qualification or looking to progress towards this.
• Strong presence within and strong understanding of the SME Cyber Market.

The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package. We are a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals.

The Tokio Marine HCC Group of companies is an equal opportunity employer. Please visit  for more information about our companies.