Senior Underwriting Consultant, High Net Worth

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our

Purpose:

helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Hybrid, work from home

Sun Life’s High Net Worth Team creates a remarkable new business experience through an unparalleled proactive and responsive process that supports both the advisor and their client throughout the entire acquisition process, that is complimented by immediate inforce support through dedicated point(s) of contact. With the ability to work from home, an amazing collaborative client-centric team, Sun Life’s High Net Worth Team may be the place for you.

Joining our team at Sun Life means you can expect:

• A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
• Flexible Benefits from the day you join, meeting the needs of you and your loved ones r stock ownership program and pension plan give you the chance to invest in Sun Life with company matching opportunities
• An annual bonus based on company and individual performance
• Paid vacation based on experience, 5 care days available for self-care or care of others (e.g. family or others you may support) and 10 personal illness days to support your well-being
• Our unique sabbatical program gives you the opportunity to take up to 6 weeks off, every 5 years
• Investment in not-for-profit organizations that are important to you
• Maternity/Paternity top-up program so you can focus on your growing family

• Use effective teaching style for training and mentoring senior Underwriting resource on financial and reinsurance aspects of High Net Worth business
• Complete risk assessment on larger and more complex cases with higher premium and face amounts (between $5,000,000 and $10,000,000with ability to decline unacceptable risks)
• Complete classification for life and critical illness, making effective use of full signing authority
• Apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions
• Perform referrals with the aim of mentoring senior underwriters
• Provide full explanations for our rationale on all decisions and inquiries
• Be called upon to meet with Advisors and Firms, and deliver presentations that support SLF Underwriting philosophies

• Must have excellent technical underwriting skills with a minimum of 7 to 10 years underwriting experience
• Must make appropriate risk assessment decisions on applications in accordance with Sun Life Fiinancial underwriting guidelines and within signing authority
• AALU designation and working towards the FALU designation
• Exceptional reinsurance negotiating skills
• Empathy and practice principles of finesse to promote positive interactions
• Demonstrated awareness of trends and changes in medicine, and initiative to bring forward recommendations to operational teams and development and governance as needed
• Excel at building partnerships with advisors and wholesalers
• As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners…