Lead Insurance Pricing Analyst at Monzo - Remote

Lead Insurance Pricing Analyst at Monzo - Remote UK — Remote

This role is listed as hybrid
, based out of Monzo's London office near Liverpool Street station, with some flexibility to work from home. The posting also carries a #LI-REMOTE tag, suggesting fully remote arrangements may be considered for exceptional candidates — though the default expectation is office attendance in London.

For digital nomads, this role presents limited location freedom in its standard form. That said, Monzo explicitly mentions flexible working hours and trust-based scheduling, which signals some async-friendliness for heads-down analysis work. Regular collaboration with insurance partners and internal data science teams likely requires reasonable UK timezone alignment (GMT/BST).

If you're a nomad based in Europe and able to travel to London occasionally, this could work. Popular destinations with strong digital infrastructure and reasonable cost of living to consider:

• Lisbon, Portugal: ~£2,000–£2,500/month comfortable living. On a £100k+ salary, savings potential is significant, and Portugal's Digital Nomad Visa applies for non-EU citizens.
• Barcelona, Spain: ~£2,500/month. Spain has a new Digital Nomad Visa; EU workers have free movement rights.
• Berlin, Germany: ~£2,200/month. Good flight links to London for occasional office visits.

Monzo provides a Macbook and extra WFH setup support for fully remote workers — a positive sign for location flexibility. The £1,000 annual learning budget could also cover coworking space subscriptions or professional conference travel.

We're on a mission to make money work for everyone.

We're waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We're not about selling products — we want to solve problems and change lives through Monzo

London (UK) | £85,000–£138,000 + Incentive Awards tied to your performance + benefits

We're building insurance that actually works for people – no jargon, no faff, no feeling like you're being caught out.

Our mission is to offer simple, reliable and delightful insurance products that meet real-life needs, backed by great underwriting and claims partners to power seamless internal operations and exceptional customer experiences.

We're scaling our first product line, Home insurance, with plans to expand into additional insurance categories over the coming years. We're a focused team with ambitious growth targets and a chance to build something special from the ground up.

We're looking for a Lead Insurance Pricing Analyst to help us better understand and improve the performance of Monzo's insurance pricing.

This role sits at the intersection of data, pricing, and growth. You'll be responsible for understanding how our prices perform in market, why, and where changes may be needed — from day-to-day optimisation through to longer-term pricing strategy.

This role will help Monzo bring stronger customer, conversion and market insight into pricing discussions, so we can better understand where we should be competitive, which customer segments we want to grow, and how pricing changes could support both growth and loss performance — while working in partnership with our insurer, who owns the pricing decisions and risk selection.

You'll work closely with our insurance partner, data scientists, and product teams to turn pricing, risk and loss data into clear, actionable recommendations — particularly as we scale our distribution channels, including on price comparison websites (PCWs).

• Building and maintaining a clear view of day-to-day pricing performance — understanding where we sit in the market and why
• Analysing pricing, conversion, claims and loss ratio data to identify opportunities to improve growth and profitability
• Running and supporting pricing experiments (e.g. segment-level changes, elasticity testing) including on PCWs
• Refining pricing segments, rating factors and tiering to…