Senior Schemes Underwriter - Home Based

Senior Schemes Underwriter
Competitive Salary

Primarily remote with occasional visits to our London/Chelmsford office as needed

At Cova Insurance, were here to protect what matters most from homes and vehicles to businesses and livelihoods. What truly sets us apart is our people and culture.

Were proud to have been recognised as the Best Place to Work at the Modern Claims Awards 2026 a reflection of our commitment to creating a supportive, inclusive and empowering environment where everyone can thrive.

We have an exciting opportunity to join us at Cova Insurance , where youll be part of an inclusive and supportive organisation that puts people first, both our customers and our colleagues.

At Cova, we know theres no onesizefitsall way of working. We actively support flexible hours, part
time options and different working patterns , and we encourage open conversations about what works best for you and your life.

The Team -

Our Commercial Schemes team is focused on developing and managing specialist schemes business across our Commercial Lines portfolio. Working closely with broker partners and colleagues across Underwriting, Sales and Operations, the team plays a key role in identifying growth opportunities, delivering excellent service and supporting long-term profitable growth.

What you can expect in this role

• You'll play a key role in supporting the growth and development of our Schemes portfolio.

• You'll work closely with Commercial Sales colleagues to identify and support new Schemes opportunities.

• You'll help review and enhance onboarding processes for new schemes, ensuring a smooth customer and broker experience.

• You'll contribute to the delivery of the Schemes business plan and wider Commercial objectives.

• You'll support and develop colleagues through coaching and knowledge sharing.

• You'll use management information and performance data to identify opportunities for improvement and growth.

• You'll work collaboratively across the business to deliver great outcomes for brokers and customers.

What you might bring

• Experience with in commercial underwriting, schemes underwriting or a related insurance environment.

• Communication and relationship-building skills, with the ability to work effectively with a variety of stakeholders.

• Experience supporting, coaching or developing others.

• Commercial awareness and an understanding of profitable growth.

• The ability to prioritise work and manage competing demands effectively.

• An interest in improving customer experiences and business processes.

• A collaborative approach and willingness to share ideas and knowledge.

• Awareness of operational risk and governance requirements.

Not sure you tick every box? Thats okay.

We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply
-even if you dont meet every requirement.

Our Values

Our values are at the heart of everything we do and are one of the reasons were recognised as an award-winning place to work:

• Standing Shoulder to Shoulder We care, listen and support

• Make it Happen We act with integrity

• Understand you Collaboration drives success

• Change the Game We invest in growth

Were committed to building a diverse and inclusive environment where everyone feels valued and supported.

Flexibility That Works for You

• Hybrid working (2 days in the office)

• Flexible hours and working patterns

• A genuine approach to work-life balance

Why join Cova?

Because we believe great work happens when people are trusted, supported and able to work in ways that suit their lives.

• Flexibility that truly works for you 36.25 hours per week, flexitime, and hybrid options as standard. Whether youre balancing family life, caring responsibilities, study, or simply work best at different times, were open to finding a pattern that works

• Reward that reflects your contribution annual pay review plus performance related bonus.

• Time to switch off and recharge 2527 days holiday plus bank holidays, with the option to buy or sell annual leave

• Investing in your future a generous pension with…