Principal Commercial Lines Risk Pricing Analyst

Principal Commercial Lines Risk Pricing Analyst Join a people-focused, mutual organisation committed to fair and accurate pricing Work on complex pricing analysis end to end, contribute to key pricing decisions across the business and support best practice by sharing your technical expertise with others Work from home 80% of the time, with the remaining 20% spent at our Stratford-upon-Avon offices

Working in Pricing at NFU Mutual feels genuinely different. With a clear focus on customers rather than shareholders, the team’s work has real impact — supporting local communities, protecting livelihoods, and helping our UK‑wide Agency Network deliver exceptional service. Our Pricing team has long been central to how we support our customers, and its role is becoming even more crucial. The team is now at the heart of one of NFU Mutual’s most significant transformation programmes, shaping how pricing will operate in the future to ensure fair, insight‑driven outcomes.

To deliver this transformation, the team is expanding and creating exciting opportunities to join at a pivotal moment. This is a rare chance to influence a high‑profile, business‑wide initiative where your work will be visible, valued and acted on. By working closely with colleagues across the business, you’ll play an important role in shaping NFU Mutual’s future. Beyond the transformation, you’ll join a Pricing team committed to continuous improvement, offering ongoing opportunities to grow, add value and make a real difference.

If you want to drive meaningful transformation while developing your own career, now is the ideal time to join us.

As a Principal Pricing Analyst, you will be a technical lead within the Head Office Pricing Analytics Function, using deep expertise across pricing disciplines to design, build and implement pricing models, develop robust rating logic and deliver high‑quality analysis that informs business decisions. You will be aligned to our Commercial Lines Risk Pricing team, working on product pricing for Commercial lines products, such as Property, Liability and Fleets, ranging from SME to large corporate.

You will take ownership of complex analytical work, ensuring models, processes and data meet required standards, while contributing to the development of pricing that is profitable, fit for purpose and aligned to regulatory expectations.

Working closely with colleagues across Pricing, Underwriting and the wider Group, you’ll influence the development of pricing solutions, drive technical improvements and support the delivery of departmental projects.

A key part of your role will be acting as a technical role model - coaching, mentoring and supporting junior analysts to build capability - whilst communicating insights clearly to stakeholders and championing continuous improvement across processes, tools and analytical approaches.

This role offers the opportunity to take ownership of meaningful projects, contribute to the future direction of Commercial Lines Pricing and play an important part in one of NFU Mutual's most significant business transformation programmes.

You’ll bring prior Pricing experience with a strong understanding of General Insurance, with Commercial Lines knowledge particularly valuable. You may already be using tools such as Radar, Emblem and SQL in your current role and will be confident applying technical pricing expertise to deliver insight and support business performance. Experience managing or owning an account, underwriting knowledge and a degree-level education would all be advantageous, but we're equally interested in your ability to apply your expertise to real business challenges.

Alongside your technical capabilities, you'll be an effective communicator who can translate complex information for a range of audiences and build strong relationships across the business. You'll combine analytical thinking with curiosity, resilience and a proactive approach, taking ownership of your work and identifying opportunities for improvement.

We're also looking for someone who enjoys sharing knowledge and supporting others through coaching and mentoring, helping to develop…