Commercial Insurance Specialist

Our client seeks a highly skilled Commercial Insurance Specialist to manage and grow their business client portfolio, primarily focusing on the Richards Bay area. This senior position involves providing expert advice on risk management and insurance solutions tailored to the unique needs of commercial enterprises, from small businesses to large corporations. You will be instrumental in identifying potential risks, developing comprehensive insurance strategies, and securing the appropriate coverage to protect business assets and operations.

This role is perfect for an experienced professional looking to make a significant impact in the industrial hub of Kwa Zulu-Natal.

• Conduct comprehensive risk assessments for commercial clients to identify potential exposures.
• Design and present customized insurance programs, including property, casualty, liability, and specialty lines.
• Liaise with insurers to obtain competitive quotes and negotiate optimal policy terms and conditions.
• Manage existing client relationships, ensuring ongoing satisfaction and identifying opportunities for additional coverage.
• Stay abreast of market trends, regulatory changes, and new insurance products relevant to commercial clients.
• Assist clients with claims management processes, advocating on their behalf when necessary.

• A minimum of 7 years of experience in commercial insurance, with a strong understanding of business operations and risk.
• Proven expertise in placing complex commercial risks with various insurance markets.
• Excellent negotiation, presentation, and client management skills.
• Relevant professional qualifications (e.g., CIP, FAIS accreditation) are essential.
• Demonstrated ability to analyze business needs and translate them into effective insurance solutions.
• Strong networking capabilities within the local business community in Richards Bay.

• Highly competitive salary commensurate with experience and a generous commission structure.
• Comprehensive benefits package including medical aid and retirement savings.
• Significant opportunities for professional growth and advancement.
• Remote working flexibility allowing for optimal work-life integration.
• Access to cutting-edge technology and market intelligence tools.