Senior Underwriting Consultant - Risk Management Team

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact, for our clients, our communities, and each other.

At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you.

Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

At Equitable, we believe that growth thrives in an environment where people feel supported, valued, and empowered. That’s why we’re committed to offering meaningful opportunities that align with our values and your aspirations. In this role, you’ll find more than just a job, you’ll discover a place where your development is thoughtfully nurtured, your contributions are recognized, and your potential is continuously encouraged through purposeful work and ongoing learning.

As part of our commitment to internal mobility, priority will be given to permanent internal applicants.

Join one of the region’s top employers and be part of something that truly makes a difference.

You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.

• Support the ongoing development of the Underwriting team through coaching, mentoring and education, including developing and leading Case Clinics and other educational opportunities.
• Foster a positive, collaborative and inclusive culture within Underwriting, leading by example and supporting an environment of continuous learning, accountability and professional development.
• Identify emerging underwriting risks, gaps, omissions and activities that could expose Equitable to unnecessary operational risk. Conduct analysis and provide recommendations to the Director, Risk Management and Chief Underwriter to support effective risk mitigation.
• Drive continuous enhancement of underwriting infrastructure, philosophy and governance, working collaboratively with the Underwriting Strategy and Innovation Team, with a focus on modernizing the underwriting risk framework, supporting sound, consistent risk assessment and risk mitigation measures.
• Be accountable for documentation of medical evidence and Underwriting Opinions for Claims, while contributing underwriting expertise to the ongoing development and improvement of claims processes, working collaboratively with the Claims Team.
• Audit and monitor underwriting performance and decision quality to ensure mortality and morbidity assessments are appropriate to the risk and that underwriting processes and file documentation meet standards.
• Manage and oversee rescission reviews, providing underwriting expertise and contributing to the continued development and enhancement of rescission processes.
• Manage High Risk Advisor and High Risk Client file reviews, collaborating with Compliance and Advisor and Sales Practices Risk Monitoring to investigate concerns, analyze findings and recommend appropriate risk mitigation strategies.
• Oversee the development, maintenance and governance of Underwriting Policies and Procedures…