Senior Group Underwriter; Specialty Health

Position: Senior Group Underwriter (Specialty Health)
Alternate Locations:
Work from Home Work Arrangement:

Remote :
Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance:  is not available for this opportunity.

Requisition #: 76672

The Role at a Glance As a Sr. Group Underwriter on the Specialty Health team, you will underwrite new and existing business for Lincoln's Supplemental Health (Accident, Critical Illness, and Hospital Indemnity) products. You'll assess risk, develop pricing recommendations, and support profitable growth and customer retention through sound underwriting decisions.

This role offers the opportunity to work independently on more complex underwriting assignments while partnering with Sales, Account Management, Product, Pricing, and Operations teams to drive business results. You'll build strong relationships, influence underwriting outcomes, contribute to process improvements, and continue to grow your technical and industry expertise.

What you'll be doing

Underwrite new business, renewals, and amendments for Supplemental Health products

Manage an assigned in-force book of business

Assess risk by evaluating group characteristics, demographics, participation, benefit design, claims experience, and other underwriting factors

Perform experience rating and collaborate with actuarial partners to evaluate pricing and risk Apply underwriting guidelines, authority limits, and pricing methodologies to determine appropriate coverage terms and rates

Make underwriting decisions within assigned authority and recommend actions requiring additional review or approval

Prepare and communicate underwriting analyses, pricing recommendations, and renewal strategies to business partners

Support the RFP process, including responding to underwriting requirements and completing submissions through third-party platforms

Collaborate with Sales, Account Management, Product, Pricing, Operations, and underwriting partners across product lines to develop coordinated customer solutions

Build and maintain strong relationships with internal and external partners, support the development of underwriting expertise across the team, and serve as a trusted resource on underwriting strategies and risk assessment

Identify opportunities to improve underwriting processes, tools, and reporting capabilities

What we’re looking forMust-Haves:

Bachelor's degree or equivalent work experience (4 years of experience in lieu of degree)4+ years of Supplemental Health underwriting experience

Strong analytical, communication, and relationship-building skills

Ability to work independently and collaboratively in a fast-paced environment

Nice-to-have:

Expertise in experience rating and renewal underwriting

Application Deadline Applications for this position will be accepted through 1/24/27 subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

Leadership development and virtual training opportunitiesPTO/parental leave

Competitive 401K and employee benefits

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

Work arrangements that work for you Effective productivity/technology tools and training

The pay…