Remote Member Benefits Specialist

Company: AO Globe Life – American Income Division
Location: Sacramento, CA 95814 | 100% Remote
Schedule: Flexible | Full-Time Availability Preferred
Position Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Commissions | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Virtual Onboarding | Licensing Guidance | Ongoing Mentorship

Are you looking for a work-from-home career that combines helping others, professional development, flexible scheduling, and performance-based earning opportunities?

AO Globe Life is seeking motivated, dependable, and service-oriented individuals to join our virtual team as Remote Member Benefits Specialists
.

You'll connect with working families, veterans, labor union members, credit union members, and eligible association members through scheduled Zoom and phone appointments.

Your role will involve explaining available life, accident, and supplemental health insurance benefits, answering client questions, identifying coverage needs, providing appropriate recommendations once licensed, assisting with electronic enrollment, and maintaining long-term client relationships.

This opportunity combines customer service, benefits education, client relationship management, and consultative insurance sales
.

Whether you're beginning your professional career, returning to the workforce, or transitioning from another industry, we provide training, licensing guidance, mentorship, and ongoing development.

No previous insurance experience is required to apply.

• 100% Remote — Work From Home

• Entry Level — No Insurance Experience Required

• Company-Provided Client Opportunities

• No Traditional Cold Calling

• No Door-to-Door Prospecting

• No Lead Purchasing Required

• Weekly Commission-Based Compensation

• Performance Bonuses

• Renewal & Residual Income Opportunities

• Flexible Scheduling

• Comprehensive Training & Mentorship

• Performance-Based Leadership Opportunities

As a Remote Member Benefits Specialist, you'll help prospective and existing clients understand available insurance benefits and make informed coverage decisions.

• Connect with company-provided client opportunities and existing clients.

• Schedule and conduct virtual Zoom and phone appointments.

• Build rapport and establish professional client relationships.

• Ask questions to understand individual and family financial-protection needs.

• Listen carefully to client questions and concerns.

• Explain available life, accident, and supplemental health insurance options.

• Answer questions about coverage, benefits, and policy features.

• Provide appropriate, needs-based recommendations once licensed.

• Assist eligible clients with electronic applications and enrollment.

• Maintain accurate digital records and appointment schedules.

• Educate clients about available insurance products and benefits.

• Help clients understand how coverage may fit their individual needs.

• Explain applicable policy features and enrollment options.

• Guide eligible clients through electronic applications.

• Review application information for completeness.

• Explain next steps after enrollment.

• Follow up with clients regarding coverage decisions.

• Assist with beneficiary information and applicable policy service requests.

• Conduct applicable policy and benefits reviews.

• Help direct clients through appropriate claims-support processes.

• Maintain accurate documentation and follow-up records.

• Follow company procedures and applicable state insurance requirements.

• Participate in structured virtual onboarding.

• Attend applicable team meetings, training, and…