Program Manager and Underwriter, Program Business, Property; Commercial P&C); Remote

Position: Program Manager and Underwriter, Program Business, Property (Commercial P&C)(Remote)
Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare.

Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is adding to staff and recruiting for a Program Manager and Underwriter, Program Business - Property to join our team!  This position can sit remote from most locations across the U.S.

POSITION SUMMARY:

The Program Manager and Underwriter is responsible for the overall management, execution, and strategic performance of assigned program business, including production, growth, profitability, and coverage initiatives with focus on the Property line of business. The position is responsible for underwriting audits, referral reviews for accounts exceeding delegated underwriting authority.  

Experience with Excess and Surplus lines is preferred.  The Program Manager and Underwriter will also conduct market analysis to evaluate pricing, products, and services within Amerisure’s target classes and serve as a key relationship manager for both MGA (Managing General Agency) and retail agency partners.

RESPONSIBILITIES:

Market, evaluate and price products and services for program business within Amerisure target classes of business.

Set business plan for upcoming year addressing growth and profit objectives. Meet with agency/MGA partner to agree on plan and establish strategy for upcoming year.

Evaluate book performance, communicate profit levels of Program, identify areas needing improvement and create plans to address shortfalls.

Partner with the Actuarial team to evaluate portfolio performance against targeted combined ratio objectives, identifying performance gaps and developing strategies to address shortfalls, with findings and action plans communicated during the annual planning process.

Drive the implementation of new and existing programs including development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters.

Evaluate expansion opportunities for profitable growth with additional distribution partners.

Mentor, train, and provide technical guidance to underwriting team members and support staff

Conduct regular audits of MGA programs to ensure compliance with company underwriting guidelines, contractual requirements, and applicable state regulatory standards.

Develop and implement best underwriting practices that support program business objectives, drive profitable growth, and align with Amerisure’s overall underwriting strategy and performance goals.

Identify ongoing product needs and collaborate with appropriate product and actuary resources for implementation of same.

Collaborate with the Reinsurance team to ensure adequate reinsurance capacity for Program Business.  This will include assessing concentrations of risk and catastrophic exposures, and developing reinsurance strategies, including quota share agreements, to protect profitability.

Participate in MGA/agency visits and in servicing the MGA/agency relationship, facilitating communication between the MGA/agency and Amerisure service team to obtain information necessary for screenings, transactions, resolving policy and billing issues, etc.

Collaborate with service team to…