Litigation Adjuster - Bodily Injury and Property Damage

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Litigation Adjuster – Property Damage and Bodily Injury to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling.

Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

The Liability Litigation Adjuster is responsible for the handling, investigation, evaluation, and resolution of auto liability claims in litigation
, including attorney‑represented claims involving property damage and bodily injury. This role requires strong technical claim handling, litigation management, and negotiation skills to ensure timely, cost‑effective claim resolution while maintaining compliance with state regulations.
Ideal candidates will bring at least 3+years of progressive litigation claims handling experience, with depth in PD, BI, , and the ability to manage claims with minimal supervision.

This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

• Manage a pending of l itigated auto liability claims from assignment through resolution
• Investigate and evaluate coverage, liability, damages, and exposure
• Handle attorney‑represented claims, including responding to demands, discovery, and negotiations
• Evaluate and adjust property damage claims (primary focus) and bodily injury claims (preferred exposure)
• Partner with defense counsel to develop litigation strategy and monitor case progress
• Attend mediations, settlement conferences, and trials (as needed)
• Set and manage accurate reserves based on claim evaluation
• Review medical records, repair estimates, and expert reports to assess damages
• Ensure compliance with Florida and Texas claims handling regulation s
• Negotiate settlements within authority and elevate high‑exposure claims appropriately
• Maintain detailed file documentation in accordance with company and regulatory standards
• Collaborate with SIU, underwriting, and subrogation teams when applicable

• Minimum 3 years of experience handling automobile liability claims, with demonstrated experience in litigated property damage (PD), bodily injury (BI claims (combined or individually).
• Strong, hands‑on experience managing complex PD claims, including total losses, evaluations, and third‑party liability.
• Proven experience handling attorney‑represented, escalated, or disputed claims, including active litigation files.
• Solid understanding of coverage analysis, liability determination, negligence principles, and damages assessment.
• Ability to independently manage a litigated or high‑exposure BI/PD caseload in compliance with internal guidelines and regulatory requirements.
• Demonstrated negotiation, settlement, and conflict‑resolution skills, including experience negotiating with attorneys.
• Excellent written and verbal communication skills, with the ability to draft clear claim notes, position letters, and settlement documentation.
• Active adjuster license in Florida and/or Texas.

• Direct experience handling litigated property damage (third party) and bodily injury claims, including soft tissue, complex…