Final Expense Insurance Agent

Are you looking to serve families in Central Falls, Rhode Island who are planning for end-of-life expenses? The Wood Agency Life is hiring remote final expense insurance sales agents to help clients review life insurance options that cover funeral and related costs, and apply for coverage. This is a 100% remote, work-from-home position—you'll work from wherever you are while serving the Central Falls, Rhode Island area.

This role is built for patient listeners who are comfortable with phone and video conversations with older clients.

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

The Wood Agency Life. Ben Wood, NPN . Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.