P&C Liability Property Damage Adjuster - FL License; Remote

Department: Claims Administration & Adjusting

Employment Type: Permanent - Full Time

Location: Home United States

Reporting To: Liability Claims Manager

Compensation: $47,500 - $52,500 / year

Imagine being part of a team that’s not just shaping the future but actively driving it. At Davies North America, we’re at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.

We're on the lookout for a P&C Property Damage Claims Adjuster. You will adjust first and third party claims of property damage in a timely, accurate, and professional manner. You must have an active FL adjusters license or a state with FL reciprocity. Highly preferred if you have public sector experience.

• Review of new claims assignments within 24 hours of assignment/completion of the Plan of Action.
• Contact with the insured/claimant within 24 hours of assignment.
• Assign appraisers or coordinate the receipt of damage estimates according to client guidelines or approval.
• Determine if estimates or appraisals are appropriate based upon reported damages and other evidence.
• Gather evidence of damages, set and adjust reserve amount appropriately.
• Interview the claimant, the insured as necessary, and any witnesses.
• Evaluate the facts and law to determine liability and the amounts owed.
• Daily review of workflow and claim system reminders with follow-up and significant progress toward completion of any task set as a reminder, or received in workflow within 72 hours.
• Request payment authorization according to client guidelines and Johns Eastern policy and procedure.
• Follow client guidelines for any claim denial.
• Obtain internal investigation reports from the insured/client when permitted by the client.
• Maintain professional and timely communication with the client.
• Determine degree of Attorney involvement, if any.
• Always act with the utmost good faith in handling of the claim from beginning to closure.
• Set reminders within the claim system for necessary follow-up in an appropriate time frame.
• Accurately record any communication, or activity relevant to the claim, in the claim system notes.
• Follow branch procedures to mirror documents sent to you that are relevant to the claim file including e-mail.
• Meet the requirements of Continuing Education as required for licensure as an adjuster.
• Maintain a 95% claim closure ratio.
• Report to the Excess carrier on any claim that meets the requirements to do so.
• Immediately notify your supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, communicate and cooperate with defense counsel.
• Read and understand the Excess Carrier Insurance Policy.
• Develop a working knowledge of Loss of Business Income and Extra Expense.
• Check for the Claimant’s compliance with the provisions in E.S. 627.52 Coverage Team.
• Evaluate the claim for subrogation opportunities and for possible fraud.
• Identify and pursue subrogation, contribution, indemnification or other opportunities to compel third parties to bear their share of responsibility.
• Interview the insured driver or other involved employee.
• Determine the injury status of all persons involved in a crash investigation.
• Obtain a recorded statement immediately if injury is indicated.
• Obtain Certificate of Destruction when called for by Statute (total loss).
• Verify ownership of the vehicle.
• Arrange for the removal of Claimant vehicle from facilities where storage is accruing (with Claimant permission if settlement has not taken place…