Paralegal

Overview

We are seeking a Payments Paralegal to provide legal contract support for Pay Junction and ensure compliance with all Card Brand Rules and legal regulations.

Pay Junction takes a Flex First approach to work environments. This means that our team members can choose to work from our Santa Barbara office or remotely from home. We ensure that everyone has the resources and equipment to work where they feel most productive. We trust our teams to make the best decision for their work environment. All Pay Junction employees must reside in one of the following states: CA, IL, TX, MN, CO, GA, NY, MA.

The Legal Department s mission is to ensure compliance with law and card brand regulations and work to create win-win situations, faster, without compromising on integrity or accuracy.

The Legal Department s vision is to drive the success of Pay Junction and its partners by providing valuable, reliable and strategic legal guidance and contract negotiations.

• Legal and Regulatory Compliance
  • Research, track, and monitor legislation and legal issues that impact Pay Junction s operations.
  • Draft, update, and review agreements, documents, and procedures to ensure compliance.
  • Prepare legal responses for internal and external audits, subpoenas, and litigation-related matters.
• Contract Management
  • Review, revise, and organize legal contracts, correspondence, and related documentation.
  • Ensure contracts are consistent with internal templates and compliant with legal/regulatory standards.
  • Use e-signature tools (e.g., Docu Sign) for contract execution and maintain accurate filing systems.
• Card Brand Compliance
  • Serve as a subject matter expert on Visa, Master Card, and other card network rules and reporting.
  • Respond to merchant compliance violations and coordinate remediation with internal stakeholders.
  • Prepare reports and gap analyses based on changes in card brand rules.
  • Act as the liaison to sponsor banks, processors, and card networks.
• Process Optimization and Cross-Functional Support
  • Maintain accurate databases of legal and card compliance materials. Coordinate with Finance and Deal Desk on initiatives such as vendor management and pricing updates.
  • Lead or support legal and compliance components of strategic projects (e.g., BIN sponsorship diligence).

• Associate’s degree or higher in Paralegal Studies or related field (paralegal certificate preferred).
• 3+ years of experience as a paralegal or in a similar legal support role, including 1 year in a corporate legal environment.
• Experience or familiarity with card brand compliance (Visa, Master Card, etc.) and the payments industry.
• Strong working knowledge of legal documentation, terminology, and contract structures.
• Skilled in Google Docs, Microsoft Word (especially redlining/tracked changes), and e-signature platforms.
• Experience with knowledge base tools (e.g., Confluence) and ticketing systems (e.g., Jira).
• Strong organizational, analytical, and communication skills.
• Ability to manage sensitive/confidential materials with integrity and accuracy.

Founded in 2000 by three UCSB graduates, Pay Junction has grown from a bootstrapped startup to a recognized and respected leader in the payments industry. Pay Junction processes more than $12 billion dollars annually for thousands of businesses with solutions that make it easy to accept credit and debit card payments in-store, online, and on-the-go.

Our people-first culture values long-term relationships over short-term profits. Honesty and integrity are part of every interaction with partners, customers and employees. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired, and success is celebrated. Pay Junction is a place where you can find experienced mentors and supportive friends who are committed to your growth.

• Health, dental, and vision paid 100% by company for you and your dependents
• 401k with 6% match
• FSA and Dependent Care FSA
• Long-term & short-term disability coverage for you paid 100% by company
• 8 paid company holidays per year
• 2 paid floating holidays per year
• 1 paid volunteer day per year
• Paid Time Off
• Home office equipment stipend
• Annual Learning Stipend
• Quarterly “fun budgets” for team bonding events
• Opportunity to be part of a company that is changing a whole industry
• Opportunity for growth within the company
• Opportunity for remote, in-office, or hybrid work

• The opportunity to choose the work environment that best suits you - remote, in-office, or hybrid.
• All remote & hybrid team members can enjoy:
  • Company-provided equipment for your home office
  • An equipment allowance for home office essentials
  • The opportunity to work at one of Glassdoor s Top 30 Best Places to Work in the US, 2020!
• Those who choose to come into the office can look forward to:
  • Bright and open offices in downtown Santa Barbara
  • Stocked snack kitchens
  • Collaborative work spaces with Herman Miller chairs, height-adjustable desks, and a large 32-inch…