Associate General Counsel; Regulatory & Government Relations

✨ Real Impact, Real People: Our mission at Point is to make home ownership more valuable and accessible. Your work directly helps homeowners access their wealth, achieve financial flexibility, and realize life changing goals.

✨ Funding: With over $175M raised from top investors like Andreessen Horowitz, West Cap, Greylock, and Prudential, we’re scaling fast! You have the opportunity to join us at a pivotal stage.

✨ Game-changing Product: We're building a category defining company in home equity. We’ve earned a 4.7 Trustpilot rating and an A+ from the BBB, a testament to the value we provide to our 15,000+ customers.

✨ Remote First Culture, Genuine Connection: Work from anywhere in the U.S., while staying closely connected through virtual collaboration, team gatherings, and a people-first culture.

We’re hiring an Associate General Counsel with 4–7 years of post-qualification experience to support regulatory compliance and government relations across Point’s U.S. operations. This role is a key legal partner in building and maintaining a clear, practical regulatory framework for Point’s Home Equity Investment product, working closely with external lobbyists, legislators, regulators, and the HEI industry tradegroup to advance industry standards and align coalition efforts with the business roadmap.

In parallel, you will provide hands‑on legal support across product counseling, marketing and UDAAP reviews, supervisory exams and inquiries, and privacy and data governance initiatives.

• Policy monitoring and Advocacy
• Monitor and analyze state and federal bills and regulations
• Issue a weekly policy digest and draft position memos, comment letters and redlines.
• Collaborate with outside counsel and lobbyists to engage legislative and regulatory staff.
• Schedule meetings to provide information and feedback.
• Maintain a regulatory tracker of active regulatory and legislative developments as well as provide regular updates to stakeholders.
• Regulatory Implementation and Product Support
• Partner with Compliance, Product and Engineering teams to adapt business operations to comply with regulatory or legislative requirements applicable to HEIs and other Point products.
• Monitor marketing, product and business partner channels to provide timely regulatory guidance.
• Evaluate licensing or registration implications for market expansion or new initiatives.
• Relationship Management
• Represent Point at regulatory conferences and industry events; gather insights to strengthen key external relationships (approximately 10–20% travel).
• Map and maintain stakeholder engagement plans across regulators, policy makers, consumer groups, and industry peers - to be reviewed quarterly.
• Coordinate tradegroup agendas, positions, and written materials across Point’s Marketing, Compliance, and Product teams; track commitments to ensure on‑time deliverables.
• Lead Point’s contributions to tradegroup comment letters and testimony; manage multistakeholder redlines and feedback.
• Partner with compliance to ensure tradegroup model legislative and regulatory proposal, standards and disclosures align with Point’s roadmap.
• Prepare concise talking points and briefing materials for legislative and regulatory meetings; maintain a reusable content library.
• You bring strong judgment, clear communication, and a practical approach to complex regulatory questions. You’re comfortable operating in a fast‑paced fintech environment and collaborating across teams.

J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in‑house practice in your state of domicile.

4–7 years of post‑qualification experience in one or more of the following areas:

• Consumer finance regulatory compliance or related product counseling (residential mortgage experience preferred).
• State and federal government relations, preferably within consumer finance or emerging product regulation.
• Litigation or enforcement experience involving consumer‑finance regulatory compliance (civil or criminal, state or federal).
• Demonstrated ability to assist with supervisory exams and regulatory inquiries.
• Strong written advocacy skills,…