Chief Risk Officer P&C)

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We are looking for an experienced and forward-thinking leader to join UK Risk as Chief Risk Officer, UK P&C and Head of UK Risk Change.

This is a unique opportunity to combine senior risk leadership with responsibility for working alongside the UK CRO to shape the future capability of the UK Risk function. As Chief Risk Officer for UK P&C, you will provide independent second line oversight, challenge and insight across the UK P&C business, ensuring risk-taking remains aligned with Zurich's risk appetite, policy framework and regulatory expectations.

You will act as a trusted adviser to senior business leaders, providing risk perspectives on strategic decisions, business performance, growth opportunities, major projects and emerging risks. Through strong business partnering, insightful challenge and influential communication, you will help drive better even decision-making and strengthen risk outcomes across the business.

In addition, you will lead the UK Risk Change agenda, driving the evolution of the Risk function to become increasingly insight-led, data-driven, efficient and technology-enabled. This includes leading transformation initiatives across reporting, data, AI, and assurance.

Reporting directly to the UK Chief Risk Officer, you will be a member of the UK Risk Leadership Team and play a key role in shaping the future direction of risk management across Zurich UK.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

• Provide independent oversight, challenge and insight across the UK P&C business, ensuring alignment with risk appetite, regulatory requirements and the Risk Management Framework.
• Lead strategic risk engagement with P&C leadership teams, supporting decision-making on business performance, growth opportunities, material projects, outsourcing arrangements and emerging risks.
• Deliver forward-looking risk insights and thematic analysis to support Executive, Board and Risk Committee discussions.
• Lead the development of CRO reporting and management information, enhancing risk reporting through data, analytics and actionable insights.
• Oversee deep dives into key risk themes and priority business areas, providing independent challenge, assurance and recommendations to improve risk management outcomes.
• Oversee risk assessments and risk opinions for strategic initiatives, major business changes and material transactions.
• Support the identification, assessment, monitoring and management of risks across the UK P&C business.
• Promote a strong risk culture through effective stakeholder engagement, clear communication and pragmatic risk advice.
• Ensure effective operation of governance forums and support delivery of high-quality reporting to Executive committees.
• Maintain strong relationships with internal stakeholders, Group Risk Management and relevant regulatory bodies.
• Head of Risk Change
• Lead delivery of the UK Risk Change programme and associated operating model improvements.
• Establish and oversee a Reporting, Data and AI Hub to enhance risk reporting, management information and data-driven assurance.
• Accelerate the practical use of AI, automation and digital tools across reporting, assurance and knowledge management activities.
• Enhance business partnering, assurance methodologies and risk insight capabilities across both Life and P&C businesses.
• Drive simplification, proportionality and transparency in how the Risk function delivers its mandate.
• Shape the future capability of UK Risk through improvements in technology, data, governance, operating model and ways of working.
• Foster a culture of continuous improvement, innovation and learning across the Risk function.

We're looking for an individual who combines deep risk expertise with strong strategic leadership and transformation experience.

• Significant senior leadership experience within financial services, insurance or a regulated environment.
• Strong understanding of insurance risk management frameworks, governance and regulatory expectations.
• Proven experience of…