Remote Financial Benefits Advisor

Company: AO Globe Life – American Income Division
Location:100% Remote
Schedule: Flexible | Full-Time Availability Preferred
Position Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Commissions | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Virtual Onboarding | Licensing Guidance | Ongoing Mentorship

Are you interested in a remote career that combines client service, financial-protection education, professional development, and performance-based earning opportunities?

AO Globe Life is seeking motivated, professional, and relationship-focused individuals to join our virtual team as Remote Financial Benefits Advisors
.

In this role, you'll connect with working families, veterans, labor union members, credit union members, and eligible association members to discuss available life, accident, and supplemental health insurance benefits.

Through scheduled Zoom and phone appointments, you'll help clients understand their options, identify coverage needs, answer questions, and make informed decisions about protecting their families.

This position combines client service, insurance benefits education, relationship management, and consultative insurance sales
.

No previous insurance experience is required to apply. We provide training, licensing guidance, mentorship, and ongoing professional development.

• 100% Remote: Conduct client appointments and participate in training from home.

• Company-Provided Warm Leads: Connect with prospective clients through company-provided opportunities.

• No Lead Purchasing: Representatives are not required to buy leads.

• Weekly Commissions: Receive commission payments on eligible completed business.

• Performance Bonuses: Additional incentives may be available based on results.

• Flexible Scheduling: Organize your work around appointments, follow-up, and professional responsibilities.

• Training & Mentorship: Receive virtual onboarding, coaching, and continued support.

• Career Development: Qualifying representatives may pursue leadership and management opportunities.

• Contact prospective clients using company-provided leads.

• Schedule and conduct virtual Zoom and phone appointments.

• Build professional relationships through clear, respectful communication.

• Ask questions to understand each client's priorities and financial-protection needs.

• Conduct client-focused insurance needs reviews.

• Explain available life, accident, and supplemental health insurance options.

• Answer questions about policy features and coverage.

• Provide appropriate, needs-based insurance recommendations once licensed.

• Help eligible clients complete electronic applications and enrollment documentation.

• Maintain consistent communication with prospective and existing clients.

• Follow up regarding benefit information and coverage decisions.

• Provide professional support during the enrollment process.

• Explain applicable next steps after enrollment.

• Assist with policy reviews and appropriate service requests.

• Help clients navigate beneficiary information and coverage updates.

• Direct clients to appropriate resources for claims-related assistance.

• Maintain accurate digital records and appointment schedules.

• Follow applicable company procedures and state insurance regulations.

• Participate in virtual onboarding and insurance product training.

• Attend applicable coaching sessions and team meetings.

• Strengthen client-service and consultative sales skills.

• Develop confidence in virtual presentations.

• Learn electronic enrollment and client-management systems.

• Participate in continuing education and professional-development opportunities.

This is a client-facing insurance sales and service position, not an hourly financial-services administrative role or a fee-based financial planning position.

Representatives receive access to company-provided prospective client opportunities, including individuals and families interested in learning about available benefits.

Your role is to connect with clients, understand their needs, explain appropriate coverage options, and provide enrollment assistance.

No lead purchasing or door-to-door prospecting is required.

The position does involve outbound calls, appointment scheduling, and client follow-up.