Virtual Benefits Consultant

Company: Globe Life AO – American Income Division
Location: Raleigh, NC 27601 | 100% Remote
Work Arrangement: Work From Home | U.S. Applicants Only
Schedule: Flexible | Full-Time Availability Preferred
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Comprehensive Virtual Training & Mentorship Provided

Are you looking for a remote career in insurance and client services where you can help families make informed financial-protection decisions while developing valuable professional skills?

Globe Life AO – American Income Division is seeking motivated, service-oriented individuals to join our virtual team as Virtual Life Benefits Consultants
.

In this position, you'll connect with individuals and working families through scheduled Zoom and phone appointments, explain available life insurance and supplemental health benefits, assess client needs, and assist with electronic applications and enrollment once appropriately licensed.

This opportunity combines customer service, benefits education, client relationship management, and consultative insurance sales
.

No previous insurance experience is required. We provide comprehensive training, licensing guidance, virtual business tools, and ongoing mentorship.

• 100% Remote — Work From Home
• Entry Level — No Insurance Experience Required
• Company-Provided Warm Leads
• No Traditional Cold Calling
• No Door-to-Door Prospecting
• No Lead Purchasing Required
• Weekly Commission-Based Pay
• Performance Bonuses
• Residual Income Opportunities
• Flexible Scheduling
• Virtual Training & Mentorship
• Leadership Development Opportunities

As a Virtual Life Benefits Consultant, you'll help clients understand their available insurance options and provide professional guidance throughout the enrollment process.

Your primary responsibilities include:

• Contact company-provided warm leads and existing clients.
• Schedule and conduct virtual consultations through Zoom and phone.
• Build professional relationships with individuals and families.
• Ask questions to understand each client's financial-protection needs.
• Explain available life insurance and supplemental health coverage.
• Educate clients about policy features, benefits, and enrollment options.
• Provide needs-based insurance recommendations once appropriately licensed.
• Answer questions and help clients make informed coverage decisions.
• Assist eligible clients with electronic applications and enrollment.
• Maintain accurate digital client records and documentation.
• Follow up with prospective and existing clients.
• Provide ongoing customer service and applicable policy reviews.
• Participate in virtual team meetings, training, and coaching.
• Work toward individual production and professional-development goals.
• Follow company procedures and applicable state insurance requirements.

This is a client-facing insurance sales and service position—not an hourly administrative or inbound-only customer-service role.

Your daily responsibilities may include a combination of:

Client Outreach: Contact interested individuals, respond to inquiries, confirm appointments, and follow up with prospective clients.

Virtual Consultations: Meet with clients through Zoom to discuss financial-protection needs and available coverage.

Benefits

Education:

Explain insurance products and policy features clearly and professionally.

Enrollment Assistance: Once appropriately licensed, help eligible clients complete applications and electronic documentation.

Client Support: Answer questions, assist with applicable policy…