Credit Risk Manager

## About the role

We’re looking for a Credit Risk Manager to join the US Cards Credit team. This is a new role where you’ll have the opportunity to own early stage projects and drive meaningful impact collaborating with the data science, product, and engineering teams.##
** Our core responsibilities
*** Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending
* Optimize credit decisioning including who to lend to, limits to set, and rates to offer
* Stay ahead of economic trends, adapting strategies accordingly
* Develop and own models that forecast returns and drive investor reporting
* Define and refine credit strategies that align with evolving portfolio goals
* Discover data-driven insights using Python and SQL to address key business questions
* Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies
* Continuously monitor the effectiveness of credit strategies and identify areas for improvement##
** What you'll need to succeed
*** Daily coding experience, with Python and SQL
* Proven experience in credit risk strategy within finance, ideally within consumer lending
* Strategic thinking and ability to translate complex data into clear, actionable decisions
* Results-focused mindset balancing business and customer needs.
* Collaborative, growth mindset and willingness to challenge your own assumptions
* Strong sense of ownership and proactive problem-solving attitude##
** Interview process
*** Phone call with a recruiter
* Take-home coding exercise
* Onsite or Video Interviews:  + Discuss the exercise you completed  + Case study  + Meet the team
* The opportunity to
** scale up one of the world’s most successful fintech
** companies.
* ** Best-in-class compensation
** including equity.
* You can
** work from home every Monday and Friday
** if you wish - on the other days, we all come together IRL to be together, build and exchange ideas.
* ** 401k plan
** and
** medical insurance**(optical + dental covered)
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