Software Engineer, Early Career

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re excited to welcome a new cohort of graduates with a computer science or related major who are ready to leverage their skills to drive real‑world impact and shape the future of finance!

In our hybrid early career program, you’ll be paired with a tenured Affirmer and have an opportunity to collaborate in‑person 3 days a week out of our New York City or San Francisco offices. You’ll experience the best of both worlds: the in‑office experience and remote work. After the one‑year, you can remain hybrid, go remote, or stay in an office.

Opportunities are available across different tech stacks and teams so that you can find a perfect fit to launch your career with Affirm!

• With the support of your team, you will work on tasks that contribute to the team's projects and goals.
• You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade‑offs related to your work.
• You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
• You will contribute to a sense of community on your team by engaging in growth and development activities.

• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well‑tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade – J

Equity Grade – 5

Employees new to affirm typically come in at the start of the pay range. Affirms focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000

USA base pay range (all other U.S. states) per year: $115,000 - $155,000

While we welcome applications from all qualified candidates, we are unable to guarantee that we will be in a position to provide immigration sponsorship beyond an individual’s current work authorization status for this role.

Affirm is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirms in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirmer office. A limited number of roles remain office‑based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family‑forming expenses
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP – an employee stock purchase plan enabling you to buy shares of affirm at a discount

We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are…