Senior Software Engineer

Employer Industry: AI Lending Marketplace

• Salary up to $226,400
• Competitive compensation package including base salary, bonuses, and equity options
• Comprehensive medical, dental, and vision coverage, including Health Savings Account contributions
• 401(k) with 100% company match up to $4,500 and immediate vesting
• Flexible remote work environment with opportunities for in-person collaboration
• Supportive company culture with social activities and employee resource groups

• Lead cross-team projects to enhance the capabilities and reliability of payments and servicing systems
• Design and build full-stack features for payment workflows, card payment expansion, and flexible timing options
• Own the architecture for payment abstractions, ensuring idempotency and extensible contracts
• Set engineering standards for correctness, observability, and operational excellence in payment processing
• Mentor engineers on distributed systems and scalable architecture

• Minimum of 5 years of professional software development experience
• Proven technical leadership in designing and operating distributed, microservices-based systems
• Deep understanding of release orchestration, deployment, logging, monitoring, and alerting at scale
• Experience owning production-critical payment or financial transaction systems
• Strong communication and mentoring skills

• Experience with payments or transaction-oriented systems with strong reliability guarantees
• Knowledge of ACH, NACHA, or card payment networks
• Experience writing clean, extensible APIs for payment workflows
• Familiarity with Ruby on Rails or Kotlin in a microservices environment
• Growth mindset with a focus on excellence and iterative improvement