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Senior Software Engineer, Product

Remote / Online - Candidates ideally in
Coos Bay, Coos County, Oregon, 97458, USA
Listing for: Upstart
Remote/Work from Home position
Listed on 2026-01-30
Job specializations:
  • Software Development
    Backend Developer, Software Engineer, Cloud Engineer - Software
Salary/Wage Range or Industry Benchmark: 125000 - 150000 USD Yearly USD 125000.00 150000.00 YEAR
Job Description & How to Apply Below
Position: Senior Software Engineer, New Product

Overview

Employer Industry: AI Lending Marketplace

Why consider this job opportunity:

  • Competitive compensation, including base salary, bonuses, and equity
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions
  • 401(k) with 100% company match up to $4,500 and immediate vesting
  • Flexible remote work options available across the United States
  • Supportive parental, family care, and military leave programs
  • Opportunities for social engagement through team events and employee resource groups
Responsibilities
  • Design and build backend systems for a new consumer credit experience
  • Develop scalable, distributed services using event-driven architectures for reliability and maintainability
  • Collaborate with design and product teams to translate concepts into features for consumers
  • Drive technical decisions in a zero-to-one product environment, balancing speed and quality
  • Define engineering best practices and foster a strong team culture
Qualifications
  • Minimum of 4 years of experience building backend systems in production for consumer-facing applications
  • Strong technical background in distributed systems and event-driven architecture (e.g., Kafka, SQS)
  • Proficiency in object-oriented programming languages (e.g., Java, Kotlin, C#, Python, Ruby)
  • Demonstrated ability to work autonomously in early-stage product environments
  • Excellent written and verbal communication skills
Preferred Qualifications
  • Experience in consumer-focused fintech or technology companies with millions of users
  • Background in backend systems related to payments or high-scale user workflows
  • Experience building zero-to-one products and contributing to product direction
  • Entrepreneurial mindset and comfort in dynamic environments
  • Strong interest or experience in AI applications in software development
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Position Requirements
10+ Years work experience
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