Full Stack Laravel Developer - Fintech SaaS Game Changer

Job description

Step Into a Career-Defining Role with One of Fintech's Rising Stars

As we continue to grow, we're looking for a Full Stack Developer who thrives on owning features from concept to deployment, bringing strong backend expertise and a keen interest in AI and machine learning integration.

You will be joining a high-impact, award-winning team, and take your career to new heights with a game‑changing SaaS platform already making waves across the UK, Europe, and North America.

• you'll have a genuine voice in shaping the product, the architecture, and the direction of the company.

Debt Register , we’re not just transforming the way global businesses recover payments.

Full Stack Developer (Mid Level)

Epsom, Surrey HQ - Flexible Home Working

£50,000

Plus Benefits

Full time, Permanent

Fintech Winners at the CICM British Credit Awards 2023, Credit & Collections Fin Tech Supplier Award 2023

Verizon, Informa plc, Zoopla, Rentokil, Haymarket, SSE, Zendesk, Johnson Controls, ADT and More…

Informality and Flexibility, Work-Life Balance, Wellbeing, Personal Growth and Trust

Laravel (Backend Development). React & Type Script. Fintech SaaS. AI / OpenAI API Integration. MySQL & API Development. Docker & CI / CD.

We are Debt Register.

We power a financial tool that solves a problem for the majority of B2B Global companies irrespective of size, with a working monetisable model and a path to Global scale.

Having recently launched our MVP, we are currently working with new clients to elicit feedback and improve the usability to support scalable growth.

Feedback from industry professionals has been extremely positive. Our product offering is enhanced further by the current economic landscape.

You’ll be working across our Laravel and React stack, with most of your time spent on the backend, building services, designing database schemas, writing jobs and queues, and working with APIs. Frontend work comes up, and you should be comfortable enough with React and Type Script to contribute, but backend is the focus.

A growing part of this role involves building and expanding our AI capabilities, from integrating with OpenAI's APIs to exploring in-house model training and fine‑tuning.

You’ll help shape how we use AI to improve collection rates, automate communications, and build predictive analytics.

• Building and owning backend features in Laravel (services, jobs, controllers, Eloquent models)
• Developing AI-powered functionality, including automated responses, predictive analytics, and risk scoring
• Integrating with OpenAI APIs and exploring in-house model training and fine‑tuning
• Creating data pipelines to support ML workflows, from preparation to deployment and monitoring
• Writing and maintaining APIs for our React / Type Script frontend
• Contributing to frontend development in React when needed
• Writing unit and feature tests (PHPUnit, occasional Dusk)
• Managing MySQL databases, migrations, and query optimisation
• Building and maintaining background processing with Horizon and Redis
• Participating in code reviews and maintaining quality standards (PSR-12, PHPStan, Pint)
• Working with Docker (Laravel Sail) and contributing to CI / CD deployments
• Collaborating via Git Hub PRs and

• 3+ years' professional development experience with strong backend expertise
• Solid Laravel experience (service container, Eloquent, queues)
• Strong MySQL knowledge and query optimisation skills
• Genuine interest in AI / ML, with experience integrating AI APIs (OpenAI or similar a plus)
• Working knowledge of React and Type Script
• Experience writing automated tests
• Confident with Git workflows and pull requests
• Comfortable with (or willing to learn) Docker-based environments
• Clear written communication skills

• Experience with model training, fine‑tuning, or ML frameworks (Python, PyTorch, scikit‑learn)
• Building and deploying ML data pipelines
• AWS experience (ECS, S3, RDS, Elastic Beanstalk)
• Redis and queue-based architectures
• Third‑party API integrations (Stripe, Twilio, Send Grid)
• CI / CD pipelines (e.g. Git Hub Actions)
• SaaS or…