Head of Credit Strategy Oversight

Location: Greater London

# Head of Credit Strategy Oversight Accel Head Private  Credit On-site

Location

Cardiff, London or Remote (UK)
Date Posted May 27, 2026

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Get instant notifications when new job openings matching "Private Credit / Head jobs in Cardiff, London or Remote (UK)" are published.## About This Role You should apply if you:
Have significant practical experience in credit risk management within consumer or small business lending - experience in unsecured, revolving products would be particularly beneficial You are data driven, and comfortable defining and interpreting analysis to understand credit performance and trends. Being able to get hands-on with data is a plus - so experience in SQL, Python or similar is a bonus!

You understand how to balance risk and commercial outcomes, with experience in using scorecards and NPV models to develop strategies for making credit decisions Have exceptional written and verbal communication skills that can be flexed for different audiences, Are an effective leader and people manager, with the ability to build and nurture high performing teams Think strategically but are able to work in the detail with your team Have a track record of building and maintaining trusting relationships with stakeholders at all levels, and can provide effective and respectful challenge Are passionate about technology, and what we’re doing here at Monzo excites you!

The interview process:
Our interview process usually involves up to four main stages via Google Hangouts:
An initial call with our recruiter A call with our Credit Risk Oversight Director, the hiring manager for the role A role-specific call with colleagues from 1st Line Credit A leadership and values call What’s in it for you £125,400 - £150,000  Incentive Awards tied to your performance This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London, the team currently meet once per week).  

We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.  Learning budget of £1,000 a year for books, training courses and conferences We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup  And much more, see our full list of benefits here Our average process takes around 6 weeks but we will always work around your availability.

You will have the chance to speak to our recruitment team at various points during your process.  Identity survey Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow.

Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work 'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is:
Voluntary . And we've included a "prefer not to say" option for every question. It'd be helpful if you still fill out the survey even if you choose "prefer not to say" for every question, as it's useful for us to understand & record this. We won't know if you choose to fill this survey in or not. Anonymous to Monzo .

We can't tie your responses to you and they won't make a difference to the outcome of your application. We'll only use grouped responses for equal opportunities monitoring in our hiring process. For more information on how we'll use this data, please read our candidate privacy notice . By filling out this survey, you agree that we can use your responses for the purposes we've mentioned above.

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