Software Engineer, Backend Developer

The Mission: The Software Engineer supports the Bank Social mission ( Empowering communities and the institutions that support them to transact through shared financial innovation) by building and maintaining the secure, reliable software that lets credit unions, community financial institutions, and their members transact on Bank Social's platform.

The Impact: As part of the Engineering team, the Software Engineer turns product and departmental goals into working software across the stack. The role builds backend services and APIs, delivers web and mobile features, and connects Bank Social's platform to core banking and payment systems, owning features from design through production support.

Design, build, and maintain backend services and RESTful APIs that power Bank Social's products.

Model data, write efficient queries, and improve the performance and reliability of production services.

Build responsive web and mobile features in collaboration with product and design.

Write maintainable, well-tested UI code and contribute to shared components.

Build and maintain integrations with credit union core systems, payment networks, and third-party financial service providers.

Apply security, data privacy, and regulatory requirements (e.g., NCUA, BSA/AML, PCI DSS) to integration and data-handling work.

Write automated tests, take part in code reviews, and support CI/CD pipelines and production releases.

Work with engineering, product, compliance, and partner institutions to troubleshoot and resolve production issues.

Use AI agentic coding tools to plan, write, test, and refactor code, reviewing and validating AI-generated changes before they reach production.

Systems Thinking: Thrives at the intersection of strategy, structure, and scalability.

Adaptability: Confident and resilient in navigating ambiguity and leading through change.

Empathy: Drives transformation through collaboration and clarity rather than bureaucracy.

Mission-Driven: Reinforces the principle of  People over Profit  in every process.

Education: Bachelor's degree in Computer Science, Software Engineering, or a related field, or equivalent practical experience.

Professional

Experience:

3-5+ years of professional software development experience; experience in fintech, banking, credit unions, or financial services preferred.

Technical Proficiency: Proficiency in at least one backend language (e.g., Type Script/Node.js, Python, Java, or Kotlin) and a modern frontend framework (e.g., React or React Native); experience with REST APIs, relational databases (SQL), Git, and a major cloud platform (AWS, Azure, or GCP). Familiarity with core banking systems, payment processing, or NCUA regulations is a plus.

Preferred Qualifications: Experience with Node.js, Python, and Kotlin; hands-on use of AI agentic coding tools and workflows (e.g., Claude Code, Cursor, Git Hub Copilot) in day-to-day development; background at a financial institution (bank or credit union) or a similar regulated financial services environment.

Physical Effort: Must be able to remain in a stationary position 50% of the time; must be able to operate a computer and other office productivity machinery.

Environment: Hybrid; professional office environment combined with a dedicated remote home office.

Bank Social is an Equal Opportunity Employer. We are committed to the principle of  People over Profit   We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or genetics. We comply with all applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.