IT Software Architect - Remote

We read every application. No AI screening. A real person reviews your materials.

Pay Junction is seeking a Software Architect to design and build the enterprise features and payment integrations our partners rely on to move billions of dollars a year, taking open-ended problems from a blank page to production while still writing Java yourself.

Pay Junction is relentless and emphatical about helping others. While building dreams, entrepreneurs and business professionals will face many challenges along the way. Our dream is to help you realize yours.

If you love helping others succeed, in a culture that celebrates perfecting your craft, consider partnering with us.

Pay Junction takes a Flex First approach to work environments. This means that our team members can choose to work from our Santa Barbara office or remotely from home. We ensure that everyone has the resources and equipment to work where they feel most productive. Our Engineering team’s mission is to design, develop, and maintain the products, technology, and systems that drive our partners' success.

Thousands of partners love and rely on our platform to make payments simple.

Personally design the highest-risk systems end to end, writing design docs clear enough to build from, with requirements, trade-offs, and failure modes stated up front.

Stay hands-on: write production Java every sprint, review pull requests promptly, and hold work to a test strategy built for high-risk payment paths.

Keep the core platform processor-agnostic and our processor integrations performing optimally, from message mapping through reversals and settlement reconciliation.

Design for reliability and PCI from the start: define SLOs and monitoring, remove single points of failure, lead root-cause analysis, and shrink PCI scope by design.

Raise the team's delivery velocity with AI-assisted development, setting review and security guardrails for AI-generated code.

10+ years of professional software engineering, with hands-on ownership of production systems.

~5+ years of Java, including web frameworks and the JVM ecosystem, with production Java written in the last 12 months.

~Production experience with AWS, Linux (Ubuntu/Debian), relational databases (MySQL preferred), CI/CD (Jenkins or comparable), infrastructure as code (Puppet or similar), and observability tooling (Splunk, Grafana, Prometheus, or comparable).

~ Designed and operated a high-availability transactional system where downtime or data loss had direct financial or customer impact.

~ Currently uses AI coding assistants or agents (Claude Code, Copilot, Cursor, or comparable) in day-to-day production work.

~ BS in Computer Science or equivalent applied experience.

~ Founded in 2000 by three UCSB graduates, Pay Junction has grown from a bootstrapped startup to a recognized and respected leader in the payments industry. Pay Junction processes more than $12 billion dollars annually for thousands of businesses with solutions that make it easy to accept credit and debit card payments in-store, online, and on-the-go.

Our people-first culture values long-term relationships over short-term profits. Honesty and integrity are part of every interaction with partners, customers and employees. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired, and success is celebrated. Health, dental, and vision paid 100% by company for you and your dependents

~Long-term & short-term disability coverage for you paid 100% by company

~8 paid company holidays per year

~2 paid floating holidays per year

~Home office equipment stipend

~ Opportunity for remote, in-office, or hybrid work

The opportunity to choose the work environment that best suits you - remote, in-office, or hybrid.

All remote & hybrid team members can enjoy:

Company-provided equipment for your home office

An equipment allowance for home office essentials

Those who choose to come into the office can look forward to:

Bright and open offices in downtown Santa Barbara

Stocked snack kitchens

Dog-friendly office

We firmly believe that more diversity and inclusion in our workforce creates a stronger team, product, and culture.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.