Lead Analyst, Product Compliance

Lead Analyst, Product Compliance

We are seeking a Lead Product Compliance Analyst to support Circle’s Digital Assets and Payments product pillars. The role ensures products are designed, launched, and operated in alignment with regulatory expectations and internal compliance frameworks. You will partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle.

Circle is committed to visibility and stability in everything we do. We grow in some of the world’s strongest jurisdictions, valuing speed, efficiency, and our core company values:
High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We offer a flexible work environment with open ideas and a stakeholder culture.

As a Lead Product Compliance Analyst supporting Circle’s Digital Assets and Payments product pillars, you will play a critical role in ensuring that products are designed, launched, and operated in alignment with regulatory expectations and internal compliance frameworks. You will partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle by leading risk assessments, defining and validating control requirements, and driving cross‑functional readiness for money movement and settlement capabilities as well as USDC access and treasury initiatives.

In this role, you will identify emerging compliance and operational risks, develop forward‑looking control approaches, and help shape the compliance technologies needed to support Circle’s evolving liquidity and payments infrastructure. You will operate within the Product Compliance team and report to the Director of Product Compliance.

In addition, you will play a dynamic role in supporting other product pillars including Developer, as business needs evolve. This may involve applying compliance expertise across multiple product areas, ensuring consistent risk management, and enabling compliant growth across Circle’s ecosystem.

• Lead end‑to‑end risk assessments for Digital Assets and Payments infrastructure, overseeing comprehensive assessments for the Digital Assets and Payments Pillars. Evaluate areas such as compliance tooling, transaction traceability, scalability, governance, and regulatory alignment.
• Drive cross‑functional collaboration across Digital Assets and Payments programs. Report directly to the Director of Product Compliance and work closely with Policy, Security, Product, Enterprise Risk, Treasury, Engineering, and other cross‑functional teams to ensure new liquidity and payments initiatives are designed and operated within Circle’s compliance and risk management standards.
• Embed compliance into product development. Partner with the Digital Assets and Payments Product teams to shape the design of new products and services by identifying regulatory and operational compliance requirements early in the lifecycle and developing proactive solutions to meet them.
• Develop data‑driven and AI‑enabled compliance processes. Enhance the Digital Assets and Payments risk assessment process with AI‑driven tools to increase velocity and add efficiencies to the product review process.
• Monitor market and regulatory developments. Track emerging innovations in decentralized finance, programmable money, and global payments infrastructure. Analyze evolving regulatory perspectives to evaluate their impact on Circle’s liquidity and settlement activities and recommend strategies for responsible engagement and sustainable growth.
• Represent Liquidity and Payments in compliance and ecosystem forums. Participate in internal Product and Compliance meetings, industry conferences, and partner discussions to share insights, strengthen Circle’s influence in the payment‑compliance ecosystem, and identify opportunities for innovation in compliant liquidity management.
• Support strategic compliance decision‑making. Contribute to the development of Circle’s compliance strategy for Digital Assets and Payments by helping define risk‑based criteria for product decisions, ensuring emerging financial and regulatory…