Equity Loan Processor

Home Equity Loan Processor – BECU

Join to apply for the Home Equity Loan Processor role at BECU

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

The Target Pay Range for this position is $25.67-$31.30 hourly. The full Pay Range is $21.11-$37.07 hourly. At BECU, compensation decisions are determined using factors such as relevant job‑related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

As a Home Equity Loan Processor,
you play a pivotal role in helping members achieve their financial goals by ensuring their Home Equity loan experience is smooth, informed, and supportive. You’ll use your expertise to evaluate documentation, guide members and partners through each step, and ensure every loan is processed with accuracy, care, and compliance. Your work will empower members with confidence and clarity—while contributing to an exceptional lending journey at BECU.

• Process Home Equity Loans:
  Review, analyze, and process all required documentation—such as title searches, appraisals, income verification, and insurance binders—to determine credit, collateral, and ratio acceptability.
• Manage Underwriting
  
  Conditions:
  
  Ensure all underwriting conditions are met, coordinating with members, branch teams, and underwriters to deliver accurate and complete files for final approval.
• Prepare Loans for Closing:
  Verify that loan applications are complete, fully scored in the Loan Origination System, and supported with error‑free calculations before closing.
• Partner With Vendors:
  Work professionally and efficiently with external vendors to clear collateral conditions and maintain momentum toward closing.
• Navigate Multiple Loan Pipelines:
  Manage several loans in different stages at once in a fast‑paced environment, handling calls, questions, and updates seamlessly.
• Coordinate Final Terms & Signings:
  Communicate with members and escrow partners to confirm final terms and schedule signing appointments.
• Apply Expert Home Equity Knowledge:
  Maintain a strong understanding of BECU’s Home Equity pricing, policies, products, and loan structures to offer members the best possible options.
• Support Member
  
  Experience:
  
  Deliver prompt, efficient, and professional service—resolving questions or concerns with courtesy and thorough follow‑through.
• Champion Financial Awareness:
  Provide clear information about BECU’s products, services, and policies to help members confidently navigate their financial choices.
• Fulfill Additional Responsibilities:
  Assist with other related duties as assigned to support the overall Home Equity team and member experience.

• A passion for helping people make confident financial decisions
• Satisfaction in solving complex problems with accuracy and empathy
• Enjoyment of a structured environment with clear regulatory guardrails
• A desire to work cross‑functionally with underwriters, branch partners, and vendors
• Motivation to grow within mortgage and consumer lending
• Appreciation for stability, high standards, and strong procedural frameworks
• A sense of pride in guiding members through…