Sr Commercial Portfolio Manager

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

Pay range

The Target Pay Range for this position is $-$ annually. The full Pay Range is $99,900.00 - $ annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant.

Incentives are performance based and targets vary by role.

Benefits – Because People Helping People Starts With Supporting You

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

As a Senior Commercial Portfolio Manager
, you’ll play a vital role in protecting and growing BECU’s commercial lending portfolio while helping our members thrive. Your expertise will directly influence sound credit decisions, strengthen long-term member relationships, and ensure BECU continues to deliver responsible, sustainable financial solutions.

In this role, you’ll bring your experience, judgment, and insight to complex Commercial Real Estate (CRE) and Commercial & Industrial (C&I) relationships. You’ll have the autonomy to make meaningful credit decisions, the opportunity to guide others through mentorship, and the ability to shape outcomes that support both member success and BECU’s financial strength. Your work doesn’t just support lending—it helps power the future of our business community.

To join our dynamic team in this role, we require candidates to be residents of WA, OR, , CA, AZ, TX, NC, SC, GA, or VA. If you’re located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week. For those candidates that live outside the commutable distance to TFC and in any of our approved remote work locations, this role will be primarily remote.

Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.

• Manage and Grow Your Portfolio: oversee an assigned portfolio of business credits, completing annual reviews, managing extensions of credit, and evaluating new credit requests to ensure each relationship remains strong and aligned with BECU’s standards.
• Lead Credit Analysis and Underwriting: perform detailed financial spreads, analyze balance sheets and cash flow, and underwrite new and existing relationships—bringing clarity and confidence to complex credit decisions.
• Exercise Independent Credit Authority: recommend and approve credit requests within your lending authority, including risk ratings, pricing, and structures for large and complex CRE and C&I credits.
• Support Members Through Challenges: collaborate with borrowers, Relationship Managers, and legal partners to navigate solutions until transition to Credit Risk Special Assets occurs.
• Advise Business Services Leadership: provide thoughtful recommendations on new credit requests, renewals, and annual reviews, helping leadership make informed, strategic decisions.
• Structure and Protect Credit Relationships: work closely with attorneys and financial professionals to ensure loan structures are accurate, compliant, and designed to protect BECU’s interests.
• Collaborate and Mentor: coach, partner with, and mentor colleagues—sharing your technical…